When we insured the education fund, we paid the premium, which is equivalent to putting the money into the education fund and returning the corresponding insurance money to us at the agreed time (usually during the children's education).
If you don't know much about financial management and are a group that loves consumption, but you want to save an education fund for your child, then it is a good choice to insure the education fund for your child.
You can also read this article again to learn more about the education fund: Parents must read: Is it necessary to buy education fund insurance? How to choose the right product?