Buy children's education insurance mainly pay attention to the following matters:
1, safety before education
Children's education is very important, but their health is more important. You know, children go to school every day on the basis of good physical conditions. Without good health, you can't go to school well. Therefore, before choosing children's education insurance for their children, friends should first provide basic health protection for their children, and then consider their education protection.
2. Define the purchase type.
Children's education fund insurance is mainly divided into two categories: lifelong and non-lifelong. Life-long children's education fund insurance can be used as education fund for children at school stage, venture capital and marriage fund at marriage stage, and retirement pension with higher premium.
Non-lifelong type only provides financial support for children's education, and the premium is low. Therefore, friends can choose the appropriate children's education insurance for their children according to their family situation and needs.
The sooner you buy, the better.
The earlier you buy the education fund insurance products, the longer the insurance period for your children's education fund, the lower the premium after sharing, and the lower the amount of compensation for parents in the future. Even if you choose a higher amount of children's education insurance for your children, parents will not have great economic pressure.
4. Look at interests rationally
Education fund insurance is a kind of financial insurance and one of the ways to plan assets, but its essence is insurance. Therefore, compared with other financial investment tools, stability and safety are the first, and its income must not be overestimated.
More insurance questions can be consulted by telephone.
Pre-sales telephone number: 95362
Pre-sales product consultation: 400-880-3633
Extended data:
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