How to give children the right money education?
1. Dare to talk about money in front of children.
Some parents think that their children are still young and don't want their children to get in touch with money too early. They think it is a very secular thing to talk about money with their children. In fact, children will grow up one day and face life. Money is an indispensable thing in life. Cultivate children's correct view of money from an early age, so that children will not lose themselves on the road of growth, can treat money correctly, and will not do anything wrong for money.
2. Teach children about money.
Parents can teach their children about money in many ways. For example, take children to the supermarket, because all the goods in the supermarket are clearly marked, so that children can compare prices when choosing goods.
3, parents' interpretation, guide children to establish the concept of money.
When explaining to children why and how to make money, you can undoubtedly explain that the purpose of making money is to buy the house we live in, the car we drive, the clothes we wear and the food we eat. This will let the children know that everything we have is not for nothing.
In fact, this explanation may achieve the expected effect. In this regard, some experts said that when talking about children's concept and value of money, we might as well start with pocket money. For young children, as well as children within the range of ability, age and understanding, it may be a way to consider appropriate work to earn their own remuneration.
4. Guide children to spend money
For the use of children's pocket money, parents can give a reasonable suggestion, suggesting that children can spend some money on life and study, some on safety investment, put it in the bank, and keep it for their own use in the future, and some can be used for venture capital to get high returns and earn money to meet their own needs. Of course, such venture capital should be given to children according to the knowledge of parents and children.
Cherish money, but don't always stare at it.
Poverty makes wealth. Don't talk about poverty all day, and you don't have to hit your face to get fat. Although your family is poor, you can still be warm. You can eat a steamed bread, wear a patchwork of clothes cleanly, care for each other among relatives, be simple and kind, and try your best to meet the financial requirements of children. These supports nourish your mind and are more conducive to your child's growth than economic wealth and extravagance.
6. Talk about money with children correctly.
The most important thing is that adults must ensure that their words and deeds are consistent, and their attitudes towards money should not be contradictory. We can't educate our children to be frugal while spending a lot of money on luxury goods, to be poor and happy while showing off, and to repeatedly emphasize the hard work of making money while being extravagant and wasteful. This is the worst education for children, and it is also the most cruel education. Children who grow up in this environment, whether they have money or not, can't experience their usual happiness and troubles, and can't establish good interaction and communication with money.
7. Let the children use labor for it.
When parents find that their children have money needs and want pocket money, they can take measures to let their children exchange labor. Just as adults need to work to get paid, our parents can also make some rules to reward their children with money when they complete the corresponding tasks. The children educated in this way will understand that money is hard to come by, and they will have some sense of accomplishment because they have exchanged their own labor for wealth.