The following sister will give you an in-depth evaluation! This article can help you get familiar with the baby Rubik's Cube education annuity insurance in advance. Friends who don't know, come and have a look. If you are in a hurry, you can directly look at this product evaluation:
How about 2022 Taiping Baby Rubik's Cube Education Annuity Insurance? Is it worth starting with? 》
1.2022 What is the coverage of Taiping Baby Rubik's Cube Education Annuity Insurance?
Before in-depth evaluation of the Baby Rubik's Cube Education Annuity Insurance, let's take a look at the protection map of this product:
After reading the product protection diagram, let's learn more about its protection rules and contents. The insurance age range of Baby Rubik's Cube Education Annuity Insurance is required to be 28 days-13 years old, and the guarantee period is only required to cover the first policy anniversary of 30 years old. There are two payment methods: wholesale payment and installment payment, with seven exemption clauses. The contents of the guarantee include university education fund, family establishment fund and death guarantee fund. The university education fund pays twice the insured amount on the anniversary of the child 18 -2 1 policy according to the regulations, which can provide the children with school expenses and guarantee the basic living expenses; The so-called family annuity means that the insured must be alive before the first policy date when he reaches the age of 30. The form of insurance money is to directly pay 20 times the insured amount and reach an insurance money when he dies. This guarantee is very good. If parents think these two optional guarantees are not bad, they can give their children one more choice of high school education fund and further education fund. These two insurance funds can relieve great financial pressure for families when their children go to school.
2.2022 What are the highlights of Taiping Baby Rubik's Cube Education Annuity Insurance?
1, flexible payment method
The payment methods of Baby Rubik's Cube Education Annuity Insurance include wholesale payment and installment payment, which can not only be paid in one lump sum, but also in installments. If the family has a certain ability to pay premiums, they can choose wholesale payment. If the family budget is not enough, it can be paid in installments, which can not only alleviate some of the pressure of life, but also provide protection for children. Compared with those education annuity insurance products that can only be paid annually, the payment method of Baby Rubik's Cube education annuity insurance is more selective.
2. The safety content is rich.
Baby Rubik's Cube Education Annuity Insurance covers college education, marriage and death insurance. It can not only provide a guarantee for the college education and marriage of children after graduation, but also provide a guarantee for the death of children. Compared with other education annuity insurance, which only includes education fund and death insurance, the coverage of Baby Rubik's Cube education annuity insurance is more adequate.
3. Optional guarantee and flexible collocation
Baby Rubik's Cube Education Annuity Insurance This product not only provides three guarantees: college education fund, family fund and death security fund, but also provides high school education fund and continuing education fund for parents to choose from. Families with adequate budgets and parents who plan to let their children continue their studies may wish to choose flexible matching to effectively protect their children's growth.
Sister Xue said so much about the advantages of this product, and it is estimated that everyone knows how to choose a good education annuity insurance for their children. Education annuity insurance is a kind of annuity insurance. Friends who want to know more about education annuity insurance or annuity insurance can look at this insurance guide:
"Annuity insurance? Is there a pit? Do you have any good products? 》
3.2022 Is the insurance value of Taiping Baby Rubik's Cube Education Annuity worth buying?
To sum up, the guarantee content of this product actually has some advantages and disadvantages, and the cost performance is not very high. If you want to guarantee comprehensive protection, you may wish to buy other products of the same type with better protection.
For friends who want to pursue more comprehensive and practical insurance, Senior Sister still suggests comparing other products. Senior sister arranged a lot of value-for-money and solid annuity insurance. You can choose the best one here:
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