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What do you mean by fund purchase and fixed investment? What is the difference?
How many shares to buy at a time, at least not less than 1 ,000 yuan at a time. \x0d\ Fixed investment of the fund is to set the minimum 200 yuan every month, just like one-time deposit. \x0d\ x0d \ Fund fixed investment plan has the following advantages: \ x0d \ 65,438+0. Use the average cost method to dilute the investment cost and reduce the investment cost. Similar to the bank's zero deposit and withdrawal, no matter how the market fluctuates, buy fixed investment funds on a regular basis; When the net value of the fund goes up, you buy fewer units; conversely, when the net value of the fund goes down, you buy more units. In the long run, costs and risks are naturally low. \x0d\ 2。 Regardless of the investment time \x0d\ the key to investment is "buy low and sell high", but few people can grasp the best trading point to make a profit when investing. The main reason is that most people often fall into the blind spot of "chasing high and killing low" when investing, because when the market is in a downturn, even if investors know that this is the time to enter the market, they will fall into pessimism. Similarly, when the market index is at a high level, many people can't help but reinvest their funds in the stock market even if they have made profits from it, and new funds will keep pouring in, creating a warm investment atmosphere, making it difficult for people to rationally judge the investment market. Therefore, in order to avoid this artificial subjective judgment, investors can invest in the stock market through the "fixed investment plan", regardless of the entry time and market price, and make long-term investment decisions in view of the short-term fluctuations of the stock market. \x0d\ 3。 Every little makes a mickle, even a small sum of money can be a big investment. \x0d "Don't put all your eggs in one basket" is an important rule to diversify investment risks. However, in the case of limited funds, investing in blue-chip stocks in different industries requires huge funds. Because the fund itself is a collection of people's funds for investment, fund investors can invest in different stocks with very little investment funds. And to invest in the fund in the form of fixed investment, the required funds are even lower, and the minimum monthly investment is only 200 yuan. Investors can also increase the amount of fixed investment according to their own situation when their income increases in the future, which is very suitable for office workers or people with fixed income every month. \x0d\ 4。 The compound interest effect is considerable for a long time \x0d\ The income of the fixed investment plan is compound interest effect, and the interest generated by the principal is added to the principal to continue to derive income. Through the effect of Ligali, the compound interest effect becomes more obvious with the passage of time. It takes a long time for the compound interest effect of fixed investment to be fully displayed, and it is not appropriate to terminate it casually because of short-term market fluctuations. As long as the long-term prospects are good, the short-term decline in the market is an opportunity to accumulate more cheap units. Once the market rebounds, long-term accumulated units can make a one-time profit. The goal of financial management is to raise medium and long-term children's education funds and pensions.