1. One-time payment: the children of the insured can receive all the education funds in one lump sum after the death of the insured or after being diagnosed with serious diseases. This method is suitable for the situation that the insured's children need to pay a higher college fee at one time when they reach the university or high school stage.

2. Receiving by installments: The children of the insured can receive the education fund by installments according to the time period agreed in the contract. This method is suitable for the children of the insured who are still in primary school or junior high school and need long-term education funds.