Bank management trainees, also known as reserve cadres, are a talent reserve plan for banks to independently train middle and senior managers. Management trainees will receive various trainings in the company, practice in different departments after one or two years of rotation, and then make arrangements according to their personal expertise after understanding the operation process of the whole company.

Bank management trainees are generally trained by college students within three years of graduation, mainly fresh graduates.

Many banks recruit management trainees. As can be seen from the job recruitment conditions, the academic requirements of candidates are generally higher than those of other positions. The management trainee system is helpful to increase the attraction of talents with the most leadership potential, help them become the best talents and maintain a lasting competitive advantage. ?

Extended data:

Bank job classification and job responsibilities:

1, teller. Teller is a staff member who sits in the bank window to handle business for customers, and belongs to the accounting position of the bank.

The job of this position is relatively simple, mainly dealing with specific banking business such as consumer customers, deposit and withdrawal, signing agreements, etc. Most people who enter the bank must first be familiar with and master the banking business from this position.

Teller positions require cordial and courteous service attitude, caution and compliance, and risk awareness. The teller's job is usually to sit and do business from 9: 00 in the morning until 5: 30 in the afternoon. After work, he has to tie up his account, tie up the money and sort out the documents, and then wait for the cash truck to collect the money before leaving work. Usually he can go back around 6: 30.

Tellers can be divided into (1) cash tellers: (2) ordinary tellers: (3) comprehensive tellers: (4) low-cabinet tellers.

2. The lobby manager. Usually responsible for bank business publicity, customer classification guidance, answering customers' various business inquiries, looking for valuable customers, introducing new products to customers, and mediating disputes and contradictions between bank staff and customers.

The lobby manager should not only be familiar with the counter business, but also have strong communication and marketing skills. He should constantly greet customers and ask them about the business they want to handle. ?

3. Account manager. Account managers belong to the marketing positions of banks and are divided into individual account managers (wealth management account managers), corporate account managers and personal loan account managers.

(1) Personal account managers mainly serve private customers, that is, individuals. Their responsibilities are mainly to maintain old customers, develop new customers, collect deposits and sell banking products. Individual account managers need to have a variety of financial knowledge such as deposits, national debt, funds, stocks, insurance, gold, foreign exchange and futures. , and provide financial advice and opinions to customers. Personal account managers mainly rely on warm, thoughtful and professional services to win the trust of customers, and then sell banking products to achieve performance growth.

(2) Enterprise account managers are mainly marketers who serve enterprise customers, that is, governments, institutions, enterprises, companies, etc. , with corresponding qualifications and abilities, engaged in customer relationship management of banks and enterprises, planning and implementation of marketing schemes, providing financial services such as deposits, payment and settlement, collection and payment on behalf of customers such as administrative enterprises and institutions, mainly attracting corporate deposits and issuing corporate loans, which requires strong social skills and understanding of the world.

(3) Personal loan account manager: mainly responsible for marketing and handling personal housing loans, auto loans and other personal loan businesses, requiring a strong sense of risk, and the work content is much simpler than the above two account managers. Account managers are divided into assistants, managers and senior managers, and their income is relatively flexible.

4. Information technology: develop and test application software, install and maintain hardware systems, and the resume should highlight the strong guarantee of information system security and stability and support business development. The required computer professional level, good development ability, innovation ability, communication ability and teamwork ability.

Baidu encyclopedia-management trainee