It's not expired! As long as the deduction is successful that day, it is not overdue! Cherish your personal credit record!

2. Will Kunshan delay the start of school in September 2022?

If there is no delay, all primary and secondary schools will officially start school on September 1.

Kunshan Chengbei Middle School was founded in 1977, located at the northern foot of the scenic Yufeng Mountain. The school covers an area of 105 mu, with a green coverage area of 23,778 square meters and a building area of 298 17 square meters. The school has a physical and chemical laboratory building, a microteaching classroom, a computer network classroom, a liberal arts laboratory of history and geography, an art and music characteristic classroom, a craft production classroom, a metalworking and woodworking characteristic classroom, and an electronic production classroom. Educational technology and equipment have reached the first-class level in Jiangsu Province. 1500 square meter library with first-class facilities; 400-meter standard plastic runway; A bright and clean canteen for 3000 students to eat at the same time. The school mainly undertakes the compulsory education task of junior high school in the north of Yushan Town. There are 52 classes.

3. Can the term of mortgage loan in CCB be extended?

Spread out completely

1. The term of mortgage loan can be extended, but the change procedures are extremely complicated and the review of various materials takes a long time. Whether the formalities can finally pass the examination and approval is still unknown. Moreover, there is a small fee for handling the mortgage extension procedures, and different banks charge different fees, generally between 200 and 500 yuan.

2. Customers of China Construction Bank can apply to the bank for extending the loan term. After investigation by the bank, ICBC will accept your application for extending the loan term and prove that there is no default in repaying the loan principal and interest.

3. When handling housing loans, we must carefully consider the loan amount, loan term, personal income, monthly disposable mortgage amount and other issues, carefully consider our own income, and make a reasonable repayment plan in advance. Try not to appear the dilemma of mortgage default.

4. Can Kunshan CCB mortgage be delayed?

Unexpectedly, under the epidemic, some buyers began to lose support. Recently, someone defaulted on the mortgage! Under the epidemic, some people's mortgages were cut off. Fortunately, during the epidemic, local policies were also introduced! On March 1 day, the General Office of Zhengzhou Municipal Government issued the Notice on Promoting the Healthy Development of Real Estate Industry. The notice is called "Document 19", and some of its contents are very striking: the elderly who come to Zhengzhou to visit relatives are allowed to buy new houses with their families; Residents selling small and buying big, selling old and buying new, can provide convenience in personal mortgage, online registration, real estate registration and so on. I already have a house and the loan has been paid off. Can I enjoy the first loan policy if I buy again? On April 20th, Guangdong Banking Insurance Regulatory Bureau released a set of data: Since the outbreak of the epidemic in 2020, Guangdong banking institutions have postponed the repayment of 46,000 mortgages affected by the epidemic, involving loans of more than 30 billion yuan. Among them, since 2023, 772 families have applied for deferred repayment of mortgage loans. Come and see what new policies Kunshan has! Mortgage extension and provident fund loan grace period! Just officially released. On April 13, Suzhou's Policy Opinions on Promoting the Recovery and Development of Difficult Industries in Service Industry and Related Fields was officially released and implemented. 0030 10 introduced 20 feasible measures for tax reduction and fee reduction, financial benefits, stable employment and quality service. Help market players boost confidence and tide over the difficulties together. In terms of increasing financial support, financial institutions are encouraged to take the initiative to serve, and they are not blindly reluctant to lend, withdraw loans, cut off loans, and suppress loans; For those who meet the requirements and are difficult to repay due to the epidemic, we will flexibly adjust the repayment arrangements such as housing mortgage and credit card. Swipe up and down to view the policy details. 0 1 mortgage extension First, mortgage extension! More than 50 banks in Suzhou, Kunshan and Changshu have introduced deferred repayment policies. It can be extended for up to 6 months without affecting the credit investigation. Look at the policies of banks in Kunshan! Contact person of China Industrial and Commercial Bank: Luo Weiyi Zhang Ji Tel:151062015850338320 Agricultural Bank Tel: 0512-5759932218. 18261691505 China Construction Bank has introduced related service policies such as deferred repayment during the epidemic period for housing mortgage, consumer loans and other businesses, which mainly include: first, short-term deferred repayment of up to 28 days, and the extension period will not affect credit investigation; The second is to adjust the billing plan and reduce the monthly repayment amount in stages; According to the situation of customers. Contact person: Zhou Sheng Tel: 13962689370 Medical staff of Bank of Communications, government workers and their spouses, confirmed patients, isolated people and employees in industries greatly affected by the epidemic can apply for a special grace period of up to 90 days. During the grace period, customers are not included in the default customer list. At present, the customer has successfully handled it. Contact: Wang Shun Tel: 13962690299 Kunshan Rural Commercial Bank Contact: Xia Tel: 15 16263622 CITIC Bank Contact: Manager Shi Tel: 0512-6519265438. 250 123737 Postal Savings Bank Contact: Yin Tel: 15995688503 China Merchants Bank provides mortgage customers with a number of extension services, such as changing repayment date and repayment method, to alleviate the short-term repayment pressure of customers. Customers can contact the account manager, Kunshan Branch or Suzhou Branch Customer Service Center to apply. Contact person: Gu Tel: 05 12-503 15065 Shanghai Pudong Development Bank can apply for extension of hospitalization, isolation of prevention and control personnel, and four categories of people whose income is affected during the epidemic. The repayment of principal and interest can be postponed for up to 3 months. Contact person: Gao Zhiyong Tel:13913598364p > ? Huaxia Bank Contact: Xia Luyiqian Tel:1377319058513912659063? Contact person of Suzhou Bank: Huayi Tel:13771901351? Bank of East Asia's personnel affected by the COVID-19 epidemic (pneumonia patients infected with novel coronavirus, suspected patients, close contacts during isolation treatment or medical observation, employees of enterprises and institutions whose income has temporarily decreased due to isolation measures or other emergency measures taken by the government, epidemic prevention and control medical staff or government workers or military officers and soldiers, and customers who cannot repay on time due to technical reasons) may apply for deferred repayment, and the longest period of deferred repayment shall not exceed six periods. Maintain the five-level classification status of the original loan when the customer applies, and avoid the overdue record of credit information caused by delayed repayment and the related expenses caused by delayed repayment. Contact: Manager Shi Tel: 05 12-68735088? For qualified customers who apply for deferred repayment in Kunshan, Industrial Bank: First, give a maximum repayment grace period of 3 months (both mortgage and personal business loans are acceptable); The second is to provide mortgage customers with mobile banking to apply for "pay-as-you-go" repayment online, and the longest application period that meets the relevant conditions can reach 3 years (see the account manager for relevant policies). Contact: Yu Zhihua Yan Hua Tel:132181537941889 6850567? Zhangjiagang Rural Commercial Bank provides the following services for customers who meet the relevant conditions: First, if the principal cannot be repaid on time, it can apply for business extension for customers and negotiate credit guarantee loan products; Second, if the principal and interest cannot be repaid, apply to the head office for changing the repayment plan according to the process, extend the business for up to 3 months, and apply for deferred interest calculation at the same time; Third, if the loan principal and interest are equal or the average capital can't repay the personal loan, it should be reported to the Head Office for business extension according to the process, with the longest extension of 3 months. If the loan term does not match the interest rate term after the extension, the preferential interest rate can be increased. Contact: Tan Yifan Tel: 15850227 187? Zheshang Bank can apply for personal loan, special installment and credit card deferred repayment service for those who are unable to work, be infected or isolated and participate in the anti-epidemic because the epidemic city is controlled by the government or is listed as a medium-high risk area, with a maximum grace period of 3 months (or 3 periods). If the customer is overdue within the grace period, the credit record of the customer may not be affected, and the penalty interest and compound interest of various loans during the grace period may be reduced or exempted. Contact: Qian Yaping Tel:13511620720? Contact person of China Guangfa Bank: Wei Tel: 1855 1255958? Changshu Rural Commercial Bank Contact: Xu Xiaocong Tel: 15962652065 Banking policies may be adjusted according to the situation. For details, please contact bank customer service or account manager! Not only can commercial loans be extended, but the provident fund loan policy has also been relaxed! 02 Subsidy for Provident Fund Loan Suzhou Provident Fund Center has issued the Notice on Implementing the Policy of Housing Provident Fund for Benefiting the People in Response to the COVID-19 Epidemic and the Notice on Supporting the Recovery and Development of Services-related Fields. It is mentioned that if the housing provident fund loan cannot be repaid normally due to the epidemic, the housing provident fund loan will not be overdue. Housing provident fund loans are not overdue. Workers affected by the epidemic did not repay their housing provident fund loans normally during the epidemic prevention and control period, and they were not overdue, exempted from overdue penalty interest and did not affect their personal credit. The grace period is tentatively set as July 3, 20231. After the expiration of the grace period, employees should repay the loan principal and interest within the grace period. Moreover, the loan amount of Kunshan Provident Fund has been raised to a maximum of 600,000 for individuals and 900,000 for families! _ Kunshan used provident fund loans for the first time. The personal quota was raised from 450,000 to 600,000, and the family quota was raised from 700,000 to 900,000. Officially implemented on April 2 1 day! However, this amount needs to be viewed from the comprehensive deposit base, loan years and provident fund balance, and the above new policy is only for "first-time use of provident fund loans"! Delaying the repayment of loans allows many families to take a break. The most important thing is that this will not affect personal credit information and can tide over the difficulties. I believe everything will get better gradually! Related Questions and Answers: When was the base of Kunshan Provident Fund 202 1 adjusted? Is the social security accumulation fund based on the same base? The problem is this: the base of Kunshan Provident Fund 202 1 has been adjusted from 65438+ 10/month 1, and the units and employees each contribute 7%, making a total of 14%.