The capital ratio of fixed assets investment refers to the ratio of capital of fixed assets investment projects to total investment. According to national regulations, investment projects must be funded before they can be built. It can be said that reducing the capital ratio is to lower the financing threshold. This index is determined according to the economic benefits of different industries and projects.

According to the provisions of the Notice of the State Council on the Trial Implementation of the Capital System for Fixed Assets Investment Projects, investors should deposit their capital into their main lending banks according to the amount that should be put in place every year for investment projects that mainly use commercial bank loans; The capital of an investment project that mainly uses loans from the China Development Bank shall be deposited in a bank designated by the China Development Bank. The capital of an investment project can only be used for project construction, and shall not be used for other purposes or withdrawn.

After the relevant banks have promised loans, they will issue loans in different years according to the construction progress of investment projects and the availability of funds.

Extended data:

Adjustment of capital ratio of fixed assets investment projects

Notice of the State Council on Adjusting the Capital Ratio of Fixed Assets Investment Projects is a document issued by the State Council on May 25th, 2009, which refines the capital ratio of fixed assets investment projects in different industries.

The minimum capital ratio of fixed assets investment projects in various industries shall be implemented in accordance with the following provisions:

1, steel and electrolytic aluminum projects, the minimum capital ratio is 40%.

2. For cement projects, the minimum capital ratio is 35%.

3, coal, calcium carbide, ferroalloy, caustic soda, coke, yellow phosphorus, corn deep processing, airports, ports, coastal and inland shipping projects, the minimum capital ratio is 30%.

4. For railway, highway, urban rail transit and fertilizer (except potash fertilizer) projects, the minimum capital ratio is 25%.

5. The minimum capital ratio of affordable housing and ordinary commodity housing projects is 20%, and that of other real estate development projects is 30%.

6. The minimum capital ratio of other projects is 20%.

Reference: Baidu Encyclopedia-Capital Ratio of Investment Projects

Baidu Encyclopedia-Notice of the State Council on Adjusting the Capital Ratio of Fixed Assets Investment Projects