There are four payment years to choose from, ranging from 5 years to 15 years. The guarantee period is 25 years or until the age of 65, and the survival annuity is received from the fifth year, and the accumulated insurance premium is paid to return the principal when it expires.
This kind of survival annuity insurance is especially suitable for young children, educating them about their future wedding money and preparing for their retirement.
Due to the characteristics of life insurance products, they are protected by the Insurance Law of People's Republic of China (PRC) and the Contract Law in the form of black and white contracts, and are supervised by the Banking and Insurance Regulatory Commission of China, so as to deal with the uncertain future with clear contracts.
Of course, if it is only a short-term investment and financial management, for example, if you deposit it today and want to use it every two years, it is not suitable to buy such products.
The annuity products of life insurance belong to the medium and long-term family financial assets arrangement.
In addition, in terms of security, life insurance, national debt and deposits within 500,000 yuan in the unit bank are the safest financial assets. This kind of safety exclusive life insurance belongs to life insurance. Safe and secure, it is worth buying.