How to buy dividend insurance for children's education?
1. Adults first, then babies. Before buying insurance for your baby, please check whether your protection is comprehensive and perfect. Of course, some baby consumer insurance products are very cheap now, and it is recommended to consider them at the same time, but adults must buy insurance, with emphasis on major illness insurance and accident insurance. What are the accident insurance for accidental medical treatment? Which is more secure? Which is more worth buying? Let's take a look at some good accident insurance recommendations. Top 20 quality accident insurance in 2020!
2, the baby's insurance should follow the first medical education fund. The preparation of children's education dividend insurance is enough as long as the baby is ready when he goes to college, but the baby's medical risk is not controlled. Once it happens, it will cause more or less even serious consequences to the family if it is not transferred in time.
3, the baby's medical insurance is based on serious illness and illness hospitalization first, followed by accidental medical treatment, because once the first two happen, the cost is huge, and generally the cost of small accidents is not much. This kind of risk is an acceptable risk. Generally, the baby schools are basically protected by accident insurance.
Buying dividend insurance for children's education is the first choice for investment promotion.
When parents buy insurance for their children, it is very necessary to choose a more powerful and authoritative insurance company. China Merchants Cigna is a Sino-US joint venture life insurance company jointly funded by two reputable century-old enterprises. In terms of children's education, China Merchants Cigna has launched a dividend insurance for children's education, which has the following characteristics: Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China
1, not only the education fund, but also 30 kinds of serious diseases: you can get 400% of the basic insurance education fund (18-2 1 year-old 30%, 22-24-year-old 60%, 25-year-old 100%), and the additional maximum is 400.
2. Major diseases can also be exempted from residual insurance: if the insured dies, is totally disabled or suffers from major diseases during the payment period, the residual insurance can be exempted, and the protection and care enjoyed by the children will remain unchanged.
3. Pay dividends every year, which not only preserves the value, but also increases the value: 400% of the basic insurance amount is guaranteed, and you can enjoy dividends every year, so while enjoying comprehensive protection, the premium you pay is only put from your left pocket to your right pocket.
4. Receive money for 8 years in a row, and the minimum payment period is 3 years: it can be guaranteed that you can receive insurance money for 8 years in a row until you are 25 years old, 18-25 years old, which is earmarked for special purposes and gives children a longer guarantee.
5. The policy can be loaned: in case of emergency, the policy can also be loaned, and the maximum loanable amount is 80% of the cash value of the policy.
It is important to buy a correct dividend insurance for children's education. Parents should find an education fund insurance that suits their own needs, so that their children can benefit from it all their lives!