Compared with mainland products, Hong Kong's critical illness insurance and wealth management insurance products have certain advantages. AIA, Fu Wei, Manulife and Prudential are all good choices in the critical illness insurance in Hong Kong. In terms of financial insurance, AIA, Prudential, AXA and Metropolitan products also have comparative advantages.

Of course, it depends on personal needs.

Generally, I would suggest buying a serious illness first, and then matching it with a term life insurance and pension or children's education fund.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.