Deed tax: According to the Land Management Law of the People's Republic of China, property buyers need to pay deed tax, and the specific calculation formula is 65438+ 0% to 3% of the total house price. In this case, if the purchase price is 470,000 yuan, the deed tax should be between1.41.000-42,300 yuan.
Loan service fee: If you choose to buy a house by loan, you need to pay the loan service fee to the bank. This fee is usually charged at 0.5%- 1% of the loan amount. In this case, if a loan of 370,000 yuan is needed, the loan service fee will be 3,700-7,400 yuan.
Intermediary fee: you need to pay an intermediary fee to buy a house through an intermediary company. Usually the agency fee is 65438+ 0%-2% of the transaction price of the house. In this case, the agency fee is about 4700 -9400 yuan.
Transfer fee: the transfer fee varies from region to region, and is generally 0.5%- 1% of the transaction price of the house. In this case, the transfer fee is about 2350 -4700 yuan.
Appraisal fee: Property buyers need to submit appraisal report to the bank, which is generally 0. 1% to 0.3% of the appraisal of the house. In this case, the house is appraised at 500,000 yuan, and the appraisal fee is about 500 yuan-1500 yuan.
Maturity fee: If the buyer needs to borrow money, the bank will charge the buyer an advance fee, which is usually 0. 1%-0.5% of the loan amount. In this case, if you need to borrow 370,000 yuan, the cost of prepayment is probably 370 yuan-1850 yuan.
So the total cost is about 14200- 156200, and the specific amount needs to be calculated according to the local tax policy and actual situation.