Cultivating children's good values is more important than simply measuring how much wealth they have earned. Without correct values, having wealth may not lead a happy life.
Children can have good financial management ability in the future, which is the basis of having a high-quality life. However, whether people can live happily on a stable material basis is also determined by children's attitude towards wealth. The secret of happiness: control desire, reduce comparison and increase gratitude.
Financial and business education is also to train children to have these healthy values, know the source and function of money, and know how to live an ideal life through their own efforts.
Huahua and Longlong are brothers. They live in China, Guangdong and Shenzhen. Huahua is 4 years old and is a kindergarten child. Longlong is his elder brother, four years older than his younger brother, and has been in the third grade.
Huahua is an obedient and clever boy. Although his brother is a little naughty, he is also very clever.
Their mother Qiu Zhi is a financial planner and a financial business teacher. Every week I share a short story about financial business with them. For the two brothers, the most anticipated time every week is when my mother shares financial and business stories with them.
It's always so interesting, and it's also a happy parent-child time. In addition, my mother said that if you learn this skill from an early age, you will have more choices and the initiative in life when you grow up.
Huahua and Longlong asked their mother, why do you want to take financial business courses? Can't you learn this at school?
Qiu Zhi's mother said with a smile, "The best financial teacher is actually the parents themselves, so my mother hopes to build a financial framework for you throughout the growth cycle. No matter what age you are in the future, your financial awareness can be well-thought-out."
My mother went on to say, "At present, the education in the school focuses on the education of cultural courses, and the education on financial literacy is rarely involved. Therefore, my mother will share the story of financial literacy with you every week. It is also a parent-child time, and you can learn financial literacy. I can hear many interesting and useful stories. Do you like it? "
Huahua and Longlong nodded happily when they heard that their mother could share so much knowledge. "Of course we like it. We all want to be good students of our mother. "
The first lesson for financial businessmen, of course, is to know where the money comes from and what their history is. Let's start with understanding money.
In the later period of primitive society, people produced more and more things, and began to exchange their leftovers with others for things they didn't have. In this period, people have no money, but exchange things for things.
Shellfish was the earliest currency in China, and it was used in Shang Dynasty. In China's Chinese characters, all the words related to value are mostly related to "Bei". With the development of commodity exchange, the demand for money is increasing, and shells can no longer meet people's needs. Shang people began to imitate seashells with copper.
Mother used to take flowers and dreams to the seaside to pick up shells, and the two brothers had a good time. Huahua asked her mother, "Wow, Mom, can all the shells I used to pick up be used as money?"
"Ha, China and China, you are so smart. If it was the Shang dynasty a long time ago, when shells were used as money, there is already RMB now. Mom will continue to tell you the history of money. "
During the Spring and Autumn Period and the Warring States Period, with the improvement of metal smelting technology, metal currency appeared, and the appearance of copper coins was a major evolution from natural currency to artificial currency in the ancient currency history of China. With the extensive use of artificial coins, seashells, a natural currency, gradually withdrew from the currency stage in China.
It was not until the Qin Dynasty that Qin Shihuang ordered the whole country to use the currency with square holes, and when Emperor Wu of the Han Dynasty ordered the unified use of five baht, the word five baht was cast on the currency. In the Northern Song Dynasty, paper money finally appeared, and jiaozi in Sichuan was the earliest paper money in the world. With paper money, people's lives are much more convenient.
In fact, China is one of the earliest countries in the world to use money, with a history of 5,000 years. In the process of its formation and development, China ancient currency experienced five extremely significant changes: from natural currency to artificial currency, from disordered form to unified form, from local currency to central currency, from document weight to Bao Tong and ingots, and from metal currency to paper money.
From the Spring and Autumn Period to the Warring States Period, China established four currency systems: cloth currency, knife currency, ant nose currency and ring currency. Later, after Qin, Han, Wei, Jin, Southern and Northern Dynasties, Sui and Tang Dynasties, until 1 94865438+February1,the People's Bank of China was established and issued the first set of RMB.
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