Applicants can log on to the online bank to print, take ICBC as an example to open the mobile phone version 6.7.0, or take relevant materials to the counter to print. Among them, the unqualified receipt must be reissued by the financial aid office, and then the parents of the students will pick it up at the local financial aid office and mail it to the students and the school to confirm the reply.
The main provisions of student credit loans are as follows:
1. Application conditions
(1) has People's Republic of China (PRC) nationality;
2 Honest and trustworthy, law-abiding;
(3) Freshmen who have been officially admitted to full-time ordinary undergraduate colleges, higher vocational schools and junior colleges (including private colleges and independent colleges, the list is subject to the announcement of the Ministry of Education) that have been approved to set up and implement higher education according to the relevant provisions of the state, and have obtained a true, legal and effective admission notice, or undergraduates, graduate students and second bachelor's degree students studying in colleges and universities;
(4) Students' pre-school household registration and their parents' (or other legal guardians') household registration are in the county (city, district);
⑤ The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies at school.
2. Handling procedures Students' credit student loans shall be applied, approved and issued on an annual basis. Before the start of the new semester, students apply for loans from the county (city, district) student financial assistance management center where their families are located (some areas directly apply to relevant financial institutions). The county-level student financial assistance management center is responsible for the preliminary examination of the qualifications of the applications submitted by students. Financial institutions are responsible for the final approval and issuance of loans.
3. Loan amount The loan amount applied by the borrower for each academic year shall not exceed 8,000 yuan in principle.
4. Loan interest rate The student credit student loan interest rate is the benchmark interest rate of the same grade in the same period announced by the People's Bank of China, and shall not rise. Students' interest during school is fully subsidized by the finance, and the interest after graduation is shared by the students and their parents (or other legal guardians).