For example, Taikang Lexiang Health (Shuanghui Children) critical illness insurance, Taikang Lexiang Health 202 1 (Children's Edition) critical illness insurance and Taikang Yue Ying Life Insurance B (Children's Edition) annuity insurance are all products suitable for children.
For those who don't know much about Taikang Life Insurance, you can take a look: Is Taikang Life Insurance reliable? I suggest you be careful with these products.
First of all, it is necessary to provide children with critical illness insurance. If you are unfortunately suffering from a serious illness, the blow to the whole family is still relatively large.
Not all families can afford the huge cost of treatment.
Therefore, a child's critical illness insurance can pay the insurance money in one lump sum when it is out of danger and meets the claim conditions, which can help the whole family tide over the difficulties.
In addition, the allocation of medical insurance can also be used as a supplement to medical insurance to help reimburse medical expenses for hospitalization due to illness. Accident insurance can transfer unexpected risks, and accident insurance can leverage low premiums and increase insurance coverage, which is also very worthy of configuration.
Friends who want to know more about these types of insurance can take a look: What is the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?
Non-guaranteed insurance, such as annuity insurance, can be considered after the completion of guaranteed insurance. After all, if there is a real illness or accident, annuity insurance may not be able to take out money for emergency use at any time.
Annuity insurance has the functions of compulsory savings and cash flow planning. For example, it is also good to buy it for children as future education funds.
However, we must pay attention to these problems when buying annuity insurance: learn this trick and stay away from the 99% pit of annuity insurance.
The above is all my answers to this question, I hope it will help you!
Hope to adopt!
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