Education insurance is attached to critical illness insurance, which makes it safer to give children double protection.
When buying education insurance, the premise of determining the insured amount is to have a general plan for children's future education, especially higher education. Do you have any plans to study abroad? When are you going to study abroad? How far do you want your children to go? These are closely related to the setting of the insurance amount of the education fund and the collection period.
Therefore, parents need to make a good education plan first, and then cooperate with this plan through education fund insurance to ensure that when children can get a better education, the cost will not become an obstacle.
Generally speaking, children will be protected by welfare insurance such as children's medical insurance and academic insurance, which can meet the medical expenses in most cases. However, when unexpected or unfortunate diseases occur, these guarantees are far from enough.
Insurance experts said: "It is suggested that parents can directly attach accident medical insurance and critical illness insurance to the education fund. Because the premium of additional insurance is relatively low, and most of them are very flexible, they can be adjusted every year, which is very suitable for meeting the changing risk situation of children's growth stage. " What are the good recommendations for critical illness insurance? I just sorted out the relevant contents, hoping to help you: the top ten insurance companies "worth buying" hot critical illness insurance inventory!
Except for the products of a few companies, most products on the market at present stipulate the matching ratio limit of main insurance and additional insurance. In this case, it may be difficult for parents to attach a higher amount of additional insurance to their children, so compare them carefully when buying.
It should be reminded that when considering buying education funds for children, we must first ensure that parents themselves are guaranteed. Experts said, "Parents are the source of insurance premiums. Once the payer unfortunately loses the payment function, the education fund can continue to be effective through the additional insurance of premium exemption, but the children's daily living standard and education expenditure will face greater changes. Therefore, parents are advised to at least buy enough term life insurance protection for themselves. " What are the good life insurance recommendations? I just sorted out the relevant contents, hoping to help you: the top ten insurance companies selling life insurance in 2020!
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Education insurance is supplemented by sickness insurance. Have you chosen the right insurance?
With the development of the times, the insurance industry has risen rapidly. In order to attract the attention of the insured, major insurance companies have launched many insurance products with wide coverage and unique advantages, which are suitable for all kinds of people. Moreover, the current policyholders are no longer satisfied with one kind of insurance but only with one kind of insurance product. Therefore, in order to meet the market demand, insurance companies have introduced many additional types of insurance, so that people can get a variety of protection by taking out one kind of insurance.
Which is better for children education insurance? Optional investment CIGNA baby set sail.
Nowadays, faced with a variety of children's education insurance products in the insurance market, most parents don't know how to choose better. So, which kind of children's education insurance is better? Specifically, see the following related introductions.