1, market risk response measures: maintain the educational characteristics and brand service of this education and training institution, establish a perfect system, first brand our brand, let more parents accept it, and let students learn something. This is our goal. We should carry out this goal in action, so as to gain the trust of parents, establish our brand reputation and cope with market competition well.

2. Market risks mainly come from two aspects:

First, because of the existence of competitors, the number of students is insufficient, resulting in a decline in sales revenue;

Second, rising prices have led to a substantial increase in personnel wages and management expenses.

Third, market risk is the risk caused by the instability of the basic asset market, which affects other affiliated products, including interest rates, exchange rates, stock prices and commodity prices. Risks naturally have corresponding solutions, and people have found feasible ways to avoid them by observing the law of risk occurrence, such as starting from enterprises to stabilize and develop the grassroots asset market.

3. Avoid risks:

1). To improve the risk awareness of all employees in the enterprise, employees should have a certain understanding of the hazards of risks and be fully prepared for future risks;

2). Enterprises should establish their own market information database, and hire specialized personnel to summarize, collect, strengthen and store market information. Enterprises should reasonably judge the market trend and analyze its future trend through these data;

3). Enterprises should stick to their original intention, insist on producing high-quality products to give back to the market and users, build their own excellent brands and create a good reputation;

4). Enterprises should improve the organizational structure, carry out the production and operation process in an orderly manner, and make it run normally.

: Interest rate risk.

1. repricing risk.

Re-pricing risk, also known as maturity mismatch risk, is the most important and common form of interest rate risk, which stems from the difference between bank assets, liabilities and off-balance-sheet business maturity (in terms of fixed interest rate) or re-pricing maturity (in terms of floating interest rate). This asymmetry of repricing makes the bank's income or internal economic value change with the change of interest rate.

2. Risk of yield curve.

The asymmetry of repricing will also change the slope and shape of the yield curve, that is, the non-parallel movement of the yield curve will adversely affect the bank's income or internal economic value, thus forming the yield curve risk, also known as the risk of interest rate term structure change.