Children's marriage insurance is actually a product of annuity insurance. If you are not familiar with annuity insurance, you can read this article to find out: Is annuity insurance good? Is there a pit? Do you have any good products?
This kind of insurance actually means that when the insured lives for a certain period of time, the insurance company will pay a sum of insurance money as insurance for his marriage fund.
If there is demand, you can buy children's marriage insurance, but the premise is that the quality of the insured products must pass.
Needless to say, the content of protection must be seen when buying insurance. We have to pay attention to the protection of child marriage insurance. Is there any other protection besides regular payment of survival money? Such as accidental death/total disability protection, policy holder exemption protection, etc. ...
In addition, we need to consider the income: how much premium is invested, how much premium can be recovered at maturity, and how much internal rate of return is ... all of these can be known before insurance. Please remember to ask the agent to help us calculate. The higher the income, the better for the children. The following is a list of wealth management products with higher returns, which you can also refer to: the top ten wealth management products worth buying in 2022!
Finally, my senior sent you a guide to avoid the annuity insurance pit. Interested friends can collect it: learn this trick and stay away from the 99% annuity insurance pit.
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