1, enjoy education, medical care, pension and other related benefits. Having a house and a hukou allows children to enjoy relatively high-quality educational resources. Similarly, after having an account, it is more convenient in medical care, social security and old-age care.

2. Enjoy the urban development dividend. China is still in the development stage, and the urbanization process is far from over. Every municipal investment in the process of urban development will bring dividends to urban residents.

3. Enjoy the appreciation returns. Although house prices have been adjusted in the short term during the epidemic, they will continue to rise in the long run. The house is still the best product to preserve and increase the value of China people's assets, and it must be allocated as soon as possible.

4. Future assets can be mortgaged or realized. In the future, whether it is a loan, starting a business or going abroad, your best mortgage asset is a house. If you need money urgently, you can realize it by mortgage or sale.

Of course, buying a house also has disadvantages. The monthly contribution is not low, which may cause great pressure on your life and reduce your quality of life.

Second, buying a car is consumption. Although convenient, it is consumption after all.

1, buying a car makes it easier to travel. However, if buying a car is not used for operation but only as a means of transportation, it is very convenient for all kinds of public transportation and shared travel, and can basically replace travel.

2, but the cost of vehicle ownership is not low. After buying a vehicle, the use cost is high, and there are many expenses such as oil, maintenance, parking, insurance and violation fees.

3. The vehicle depreciates quickly and its future value is low.

Three. conclusion

1, according to the landlord's situation, buying a house is for children to go to school, so it is recommended to buy a house first. In the long-term upward trend of housing prices, buying a house first can lock in housing prices. If you buy a car first, you can only buy a second-hand house or a more remote place if you want to buy a house in the same lot, even if the house price does not increase much in a few years.

If you have strong financial ability, you can buy a house and a car. Now buy a relatively cheap car with 0 down payment or low down payment, and then change to a good car when you have money. And every year there will be a new car, equipped with new technology, and maybe a better car will be replaced in two years.