1, national student loan.
After receiving the letter of university admission, if you are in financial difficulties, you can apply for a national student loan from the financial aid center of the Education Bureau where the candidates are located to pay for the tuition, fees and accommodation fees of the university. The loan interest is paid by the state during the university period, and you need to pay the interest yourself after graduation.
The national student loan can be applied once a year, and the amount is about 6000 yuan/year. The money was credited to the account of the applicant school by the Bank of China. Candidates need to sign a loan agreement with the bank and pay off the loan according to the agreed time limit. The repayment period of the national student loan is 6 years. If you can't repay in time, your personal credit will be affected.
2. National appropriation.
Different from the national student loan, the national student aid is set up to protect the daily living expenses of college students. College students can apply every year during their school days. According to the poverty certificate provided by students, colleges and universities adopt democratic appraisal to determine the qualifications of students with financial difficulties.
The average amount of state grants is about 1500 ~ 4000 yuan/year/student, which can be divided into 2-3 grades, and the grants of different institutions are different; For students with financial difficulties, they should strive for state grants after entering the university. Although some universities now have improper management of financial aid, most of them are fair and just.
3. Campus scholarships.
During college, you can also get some remuneration through work-study programs; Schools generally provide work-study programs for some students with financial difficulties in libraries and canteens, which can not only earn living expenses, but also exercise students' practical ability;
For students with financial difficulties, four years of college must not be easy, but persistence is victory.
If college students encounter financial difficulties during their study, they should contact counselors for help in time. Don't take some improper measures because of economic difficulties, or get caught in campus loans.
The significance of university funding policy;
The financial aid policy of colleges and universities is an important policy, which aims to provide financial aid to poor students and help them complete higher education. In today's economic globalization, higher education has become an important symbol of national competitiveness and development strength. Therefore, the subsidy policy plays a vital role in talent training and social equity in colleges and universities.
The implementation effect of financial aid policy in colleges and universities is remarkable. The financial aid policy provides necessary financial support for poor students, enabling them to complete higher education and promoting the realization of educational equity. The implementation of subsidy policy can inspire more young people to pursue knowledge and education. The subsidy policy has promoted the quality and development of higher education.
The financial aid policy of colleges and universities can not only help poor students complete higher education, but also have a positive impact on society. The implementation of this policy has alleviated the gap between the rich and the poor and the gap between urban and rural areas, and promoted the realization of educational equity and social equity. Improve the funding standards, ensure that all students with difficulties can get the necessary funding, and promote the realization of educational equity and social equity.