After we gain some experience, it is very necessary to write an experience, so that we can constantly update our ideas. Then the question is coming. How should I write about my experience? The following is my 800-word (5 general remarks) experience in organizing a telecom fraud class meeting for your reference only. Welcome to reading.
The telecom fraud class meeting was held before 1. I always thought that telecom fraud was far away from us, but this time it really happened in our sales department, and the target of telecom fraud was the retired employees of our bank. As a member of the sales department, I also deeply regret this. After all, our business department bears the hope of many rural commercial banks.
Nothing happens by accident. It is inevitable that such a thing happens by accident. Imagine, if a customer we don't know is in a hurry to do business this time, will we always ask him why he sent so much money and then ask him to fill out a form to prevent financial fraud? Therefore, we should learn from the painful experience and never let this happen again. After all, it's too expensive to learn a lesson like this. I have several feelings through this incident:
1. In the future, no matter who runs the enterprise, they should be treated equally. We shouldn't be embarrassed to shirk and accept business without saying anything. On the surface, we are helping them, but we are not afraid of 10 thousand, just in case. If you don't pay attention to a small link, it will bring irreparable losses to others.
2. In the future work, you should pay more attention to your words and deeds. If you find yourself frequently answering the phone and looking flustered in the process of doing business, you should communicate with customers in time to avoid unnecessary losses for customers.
3. When doing business at ordinary times, we should popularize financial knowledge to customers, prevent financial fraud, increase the publicity of fraud cases, and cultivate customers' awareness and vigilance. When handling cash withdrawal, transfer and other businesses, we should form the habit of filling in safety reminders for customers and preventing financial fraud, which can not only remind customers, but also add a safety line to ourselves.
In recent years, some criminals frequently use mobile phones, telephones and the Internet to commit telecom fraud, which seriously endangers social order and causes great losses to people's property. In order to make our children more alert, the school showed us the video CD of "Preventing Telephone Fraud".
This CD tells the stories of several real telephone fraud cases and exposes several common criminal methods.
1, pretending to be the court and relevant law enforcement departments, calling on the public to appear in court. It means that the client has an enforcement case in the court and is suspected of economic crimes, and the account will be frozen as a reason for intimidation. Finally, on the grounds of providing a "corporate account", the customer is required to transfer the deposit in his name to the fraudulent account provided by him.
2. Pretending to be the staff of the Telecommunications Bureau and the Public Security Bureau. A staff member who claimed to be the Public Security Bureau answered the phone, claiming that the telephone and bank accounts registered in the name of the parties were suspected of money laundering, fraud and other criminal activities. In order to ensure that the deposit is not lost, I must transfer my account to a "safe account" and frequently urge the parties to transfer money by phone or nearby, otherwise the loss will be even greater.
3, posing as tax, finance, vehicle management personnel. It is said that "the state has lowered the tax rate of deed tax and additional tax on car purchase, which should be refunded", so that the parties can provide the bank card number and directly transfer the tax through the bank ATM machine.
4. Pretend to be friends or acquaintances. Fabricate a lie about one's family or one's own car accident injury, and ask the parties to remit money to the designated account.
Fraud means emerge in an endless stream. The film also introduces how to deal with loan fraud, matchmaking, recruitment fraud, low-priced shopping fraud, blackmail letter fraud, phishing website fraud, heavy money to buy children and so on.
After watching this video, I feel that this frightening and incredible thing is happening around us, right in front of our eyes. If we relax our vigilance, we will give the suspect another chance to engage in criminal activities. In all kinds of fraud, the purpose of swindlers is to cheat money, and eventually they will achieve the purpose of cheating money through bank transfer and bank card transfer. Therefore, no matter how rhetoric or threats the criminals make, we just need to remember "don't listen, don't believe, don't transfer money, don't send money", don't believe that pies will fall from the sky, don't make hasty decisions when encountering things that you don't understand, contact your family first, and call 1 10 for consultation or alarm in time to ensure your property safety.
I hope everyone will be vigilant, keep their eyes open and distinguish between right and wrong. I hope our criminals can turn over a new leaf, stand on their own feet, and give people and society a stable living environment.
The third experience of telecom fraud class meeting in early June, our xx branch held a drill to prevent telecom fraud about fake deposit certificates. Although it is a drill, there is no lack of realism. Among them, the customer who plays the fake certificate of deposit is a pregnant woman, and the pregnant woman is chosen as the target of fraud because as a vulnerable group, pregnant women are generally protected and will not arouse suspicion.
This customer took a fake certificate of deposit and went to window 2 to cancel the account of the certificate of deposit. The teller at window 2 found that the deposit slip was abnormal when handling business, and the amount displayed by the system was obviously inconsistent with the amount on the deposit slip, so he made an excuse to prevaricate the customer, saying that the network of our ID card online verification system was not good, and the operator needed authorization to recheck the ID card before handling business. He turned off the receiver and motioned to the teller at window 1, using the code word of our Jiangnan Bank: My uncle came to ask for money, and I didn't have enough money at this time. Our transportation controller also came to the teller window No.2 and explained to the customer after seeing the screen display and deposit slip. Now there is a network failure in the ID card networking verification system. Please wait a moment.
In order to protect the personal safety of other customers in the lobby and not to stimulate the emotions of criminals, the teller at 1 window quietly pressed the silent alarm button, and our transportation controller also went backstage to call the security director of Qixi Branch and the security department of the head office to inform about the situation here. At the same time, our security personnel in charge of lobby security realized that something had happened and made security preparations. They walked to both sides to see if there were suspicious vehicles parked nearby and whether there were suspicious elements wandering outside during the patrol.
As the customer has to wait so long to cancel the deposit slip, he said that since the network is not good, I will come back to withdraw money next time and ask the teller at window 2 to return the fake deposit slip and ID card to her. In order not to make the customer suspicious, the teller at window 2 apologized to the customer, packed up the customer's deposit slip and documents and returned them to the customer, and got up as usual to see the customer off. Our security guards also noticed the pregnant woman and asked her to be careful about the steps, watch the direction in which the suspicious client left, and the means of transportation she used to escape under the name of' guarding pregnant women out of the business hall', and do a good job in the police's pursuit.
This drill made each of our employees clear their responsibilities again and how to deal with such similar situations, which not only ensured the safety of other customers in the lobby, but also successfully reported the case to the security department to avoid worse situations.
The fourth experience of telecom fraud class meeting in today's society, there are more and more fraud cases and the means are becoming more and more sophisticated. They use some students' psychological characteristics, such as vanity, greed and simplicity, to implement various fraud tricks, which make some students suffer huge property losses and mental stress. At the end of the year, fraud, theft and other cases were high. Recently, there are many online telecom fraud cases (including telephone, telecom, Internet, Taobao's reputation, etc. ), including deceived teachers.
Moreover, fraudsters are pervasive and cheat in various ways, and students are one of the main targets of fraudsters. Some students are too weak in safety awareness and have serious problems that need to be solved urgently. In order to maintain our quiet learning environment, enhance the safety awareness of college students, and let students not be deceived by fraudsters in their usual study, work and life, and successfully complete their studies. At the same time, we can learn to protect ourselves and master certain anti-fraud skills, so that students can cope with fraud safely and jointly create a harmonious and beautiful green campus, making our campus more beautiful.
The main content of this class meeting is to introduce the scams that college students may encounter and the corresponding anti-fraud measures that should be taken, and introduce their experiences to our classmates by narrative discussion to improve their anti-fraud awareness. Fraud is not only closely related to our lives, but also happens to our classmates many times. So the students are very serious about the content of this class meeting. After the meeting, the students said that the class meeting had benefited us a lot. In the future, we should be vigilant in various occasions, not be greedy, overcome fear, give up curiosity and be alert to paralysis. Be careful when you encounter strange SMS calls, winning information, QQ help, remittance, etc. Don't be credulous and deceived. I'm really not sure whether it's true or not. Call 1 10 for help in time.
Through this anti-fraud theme education class meeting, we learned how to prevent fraud, how to distinguish authenticity and how to treat suspicious people, which not only has educational significance, but also improves students' vigilance against fraud. The so-called heart of hurting people is indispensable, and the heart of preventing people is indispensable. We should keep a clear head and face life and society. I hope that through this class meeting, I can once again awaken the students' awareness of various safety issues in life. The earth woke up and the spring breeze was green. We should let the seeds of safety education in our hearts sprout and blossom, grow into towering trees, and we will certainly reap more peace, happiness and tranquility.
With the development of modern science and technology, our life has been greatly improved, but it has also prompted many people to use high technology to defraud money and undermine people's property interests. Liars are everywhere now, even around you, so watch your pockets!
Now the most extensive means of fraud is nothing more than pretending to be a "friend" to send you QQ messages, make phone calls and send text messages, "I was killed!" Please remit money immediately. For a friend's sake, you didn't know your "friend" had escaped until you remitted the money. Finally, I was killed and turned into myself!
The most ridiculous thing is to pretend to be a public security organ to arrest you as a so-called "criminal suspect" and accuse you of kidnapping, drug trafficking and other crimes, and then seduce you step by step by making phone calls and sending messages, even kidnapping and extortion, and transfer money from the bank account. "Public security organs" have become "suspects"! It really makes people laugh and cry, speechless!
"You hit the jackpot!" This is the most common form of fraud. Liars often pretend to be well-known programs such as "I am a singer" and "The Voice of China", and there is good news. As long as you pay a little "insurance premium" and "tax", you win the grand prize. This opportunity is not to be missed. If you don't come, it's gone! After you pay, the "grand prize" disappears without a trace. It seems that this is the "grand prize" that takes advantage of petty gain!
The most incredible thing is "arrears". It's a common thing to owe money by telephone, but there are still many frauds: I work for China Telecom, and your telephone, TV and broadband accounts owe money. Please pay the "late fee"! Unexpectedly, the "late payment fee" finally entered the liar's pocket.
"Money fell from the sky!" You find a lot of money in the street, run over and pick it up. Who knows, the liar drugged the fake money and took all the valuable things when you were in a coma. After getting up, I found that my property was taken away by a liar, and I regret it! Have you ever seen money fall from the sky? It is better to be cautious in doing things!
Did you find out? Online shopping is often much lower than the market price. Many people send money online for petty gain. A few months later, there was no news. "You've been cheated!" It seems that you should not always think that something good will happen. Even if the market price is expensive, the quality and quality are guaranteed. Be careful!
Liars are everywhere, cheating everywhere by countless means, and trying every means to lure them step by step. Are you always careful? It is very important to prevent fraud and protect your property interests! As long as it is handled properly, we will certainly not be taken in by those hateful fraud groups.
Pay attention to "fraud prevention" and keep a safe distance of "0". As long as we act cautiously, cover our pockets and make correct judgments, we can stay away from fraud and swindlers! To prevent fraud, start with me.