The serious shortage of funds is the main difficulty faced by private education at present. Private schools rely entirely on the investment of the organizers and the tuition and fees paid by students, and the source of funds is single. At the same time, private schools are mostly newly-built schools, which need to be established and developed, but also need to maintain operations, so the financial pressure is extremely great. At present, the government is unable to provide financial support, and it is the choice of most private schools to solve temporary financial difficulties through financial channels. However, influenced by the Guarantee Law and other policies, private schools, as a part of education, cannot obtain loans with their assets as collateral, nor can they obtain credit loans and pledged loans like public schools, so they can only obtain secured loans with the help of third parties. Therefore, the problem of funds has become a "bottleneck" in the development of private schools. It is suggested that the government, under the premise of strict supervision, allow private schools to obtain loans for school construction and development with the enterprise assets formed during the extension period or the investment of the organizers as collateral, or help private schools solve their financial difficulties by setting up special investment guarantee companies or special funds.

One of the main reasons why private education is difficult to recruit students, acquire land and build a teaching staff is that the relevant provisions of the Private Education Promotion Law and its implementing regulations have not been really implemented or cannot be implemented due to realistic conditions. For example, regarding the construction of teaching staff, although the Law on the Promotion of Private Education stipulates that teachers in private schools enjoy the same legal status as teachers in public schools, and private schools are listed as non-enterprise units at the time of registration, in most parts of the country, teachers in private schools are still regarded as employees of enterprises and pay social insurance such as endowment insurance and medical insurance according to the fees and rates of enterprise employees, but they cannot participate in social insurance like public schools. In the current social transformation period, there is a great difference between enterprise insurance and career insurance, and the treatment gap after retirement is more than twice. This difference in treatment between the same jobs due to the different nature of the units has seriously affected the construction of teachers in private schools and the healthy development of private education. It is suggested that the government issue relevant policies, conscientiously implement the relevant provisions of the Law on the Promotion of Private Education and its implementing regulations, and truly implement the policies and measures that have been issued to promote the development of private education. According to the principle of equal pay for equal work, the social insurance of teachers in private schools and public schools should be integrated to avoid the huge difference in treatment caused by the different nature of the units.