1. Understanding loan policies and requirements: You need to understand relevant loan policies and requirements, including loan amount, interest rate, repayment period, etc. At the same time, you need to know the application conditions and application process of the loan.

2. Preparation of loan materials: according to the loan policies and requirements, prepare relevant loan materials, including the school's financial statements, expansion plans, loan applications, etc.

3. Contact the lending institution: select the appropriate lending institution, contact it, understand its loan policies and requirements, and submit the loan application materials.

4. Submit application: submit the prepared loan materials to the lending institution and fill in the loan application form according to its requirements.

5. Waiting for approval: waiting for the approval result of the lending institution. If the application is approved, it is necessary to sign a loan contract with the lending institution and repay the loan according to the contract requirements.