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When inflation comes, ordinary people are hurt more.

As ordinary people, they don't have much wealth, good investment knowledge and not necessarily more investment channels, so when inflation comes, they may bear more.

1. How do the rich resist inflation? For the rich, there are many ways to resist inflation. Rich people generally have a lot of wealth, and risk can be well dispersed through diversification.

At present, the cash deposits in the hands of the rich may not be too much. The wealth of the rich is generally concentrated in stock market assets and real estate. Many rich people will buy famous calligraphy and paintings, antiques and other collectibles, some will buy some agricultural assets such as European wineries, and some will buy assets such as gold bars to fight inflation.

In this case, if inflation really comes, many rich people may be richer. In the period of inflation, one is that the stock market may rise, the real estate may continue to rise, the collections such as calligraphy and painting will also rise, and assets such as gold bars and wineries may also appreciate.

For example, a large amount of water was released in the United States last year, which caused the US stock market to skyrocket. The wealth of the super-rich such as Musk, Bezos and Bill Gates soared, and Musk became the richest man in the world.

Therefore, due to the rational allocation of assets, the wealth of the rich often rises when encountering inflation.

Ordinary people are more affected by inflation. For ordinary people, the amount of original funds is small, the knowledge of investment and financial management is relatively lacking, and the investment channels are relatively lacking. In this way, in the face of inflation, ordinary people are more affected.

At present, the assets that ordinary people can resist inflation are basically real estate and stocks. Other channels may be limited by professional knowledge and too little funds, and it may be difficult to participate.

At present, investment in real estate can basically resist inflation, but the stock risk is relatively high, and deposits can't beat inflation. In this case, ordinary people may be more affected when inflation comes.

So on the whole, ordinary people will be more affected when facing inflation.

Inflation is the loss of ordinary people, and the loss of ordinary people in inflation is much higher than that of the rich. Inflation means that rich countries are richer, poor countries are poorer, the rich are richer and the poor are poorer. Why?

First of all, let's study why rich countries are richer and poor countries are poorer under inflation. If we make this problem clear, we will understand why the United States wants to create inflation and plunder the wealth of all countries in the world by printing money. Whether the US financial crisis in 2008 printed a lot of money or the COVID-19 epidemic in 2020, poor countries in the world suffered economic losses. The poorer the economy, the greater the loss. Why?

America is a rich country. After the United States printed a lot of money, the assets held by the rich and financial institutions in the United States rose sharply in inflation, while the poor countries had no assets such as stocks, gold, oil and commodities. When the United States printed a large amount of money, all countries in the world followed the United States to print money, so there would be inflation in all countries of the world, and the money in all countries of the world was worthless. Prices in all countries in the world are rising, and the purchasing power of money in all countries in the world is declining. In this case,

Secondly, when we look at inflation, the rich are getting richer and the poor are getting poorer. When inflation comes, money becomes less and less valuable, while stocks and various assets become more and more valuable. Gold, oil, commodities, all kinds of real estate, all kinds of assets, ordinary people are few, and the poor are even less. Only ordinary people will keep limited wealth in the bank as money, but the rich will not hold a lot of money. The rich have more wealth and can only invest in various assets that can preserve and increase value. Assets will increase in value when inflation comes. The final result is that when inflation comes, the rich who hold more assets will become richer, while ordinary people will become poorer in accounting, and the poor will become poorer because they have no assets.

Inflation is coming, and only the poor suffer the most in the whole society.

In other words, inflation is actually another plunder of the poor, scraping oil on chicken bones. Generally speaking, when inflation comes, money is worthless. Originally 100 yuan could buy 4 kg of pork, but now it can only buy 3 kg or even 2 kg.

Inflation, money is worthless, then the most injured should be the rich, they should be the group that suffers the most. On the contrary, inflation will concentrate social wealth on the rich again, and will also plunder the poor at the bottom of society again.

Almost all the wealth of the rich does not exist in cash, and no rich person will change all his wealth into cash. They are either assets or stocks to reflect their wealth. For example, Hangzhou Motor is worth hundreds of billions, and its cash does not exceed 0.0 1%, which means that it is extremely difficult for the motor to take out 2 million cash from home.

In fact, cash is not the choice for the rich to store their wealth at all. They will turn their wealth into more stable and inflation-resistant forms, such as real estate, stocks, works of art and so on. Even if inflation comes, the purchasing power of 2 million cash in the motor's home has become 6.5438+0.6 million yuan, which is not a problem for the motor.

Because he doesn't need to live on this cash at all, his precious assets such as stocks, real estate, real estate and works of art can completely offset all the effects of inflation on horses.

So, which group has the largest cash holdings in this society? It must be the poor class!

The poor earn 50 thousand a year. Save money, there are still ten thousand dollars left. This is all the wealth of the poor. They have no houses, cars, stocks, etc. Only this 10 thousand yuan in cash is in the bank. Inflation is coming, and this 1 10,000 yuan in cash can only buy 6,000 yuan, then the value of 4,000 yuan will be harvested.

Who took money from the poor? Its winner is oligarch Malik Da. When inflation comes, all the goods in society will become more expensive, and all the money in the hands of people who buy goods in society will be looted in disguise. Where did the stolen money go?

Without the hands of oligarchs who manipulate market prices, the stocks of monopoly companies controlled by oligarchs will rise because of inflation, house prices will rise, energy will rise, and people's livelihood products will rise, thus bringing about an increase in market prices based on the same cost, and the rising part will flow into the hands of upper oligarchs and rich people in other forms.

These flows into the hands of oligarchs are not necessarily cash, but probably in the form of assets, which makes oligarchs richer and richer, the rich richer and the poor poorer. Last year, I saved ten thousand yuan. Next year 1 10,000 yuan can only buy things that cost 6,000 yuan last year. The poor can't finish playing and filling the pit.

So how should the poor cope with inflation? Chai Chai believes that if you have some money, turn it into a reliable asset. At present, the only thing that worries about inflation in the whole society is real estate, which is the only choice. After all, China's current 400 trillion real estate is unbreakable.