1, financial management. Common stocks, bonds and funds, this is the same as the domestic market.
2. Retirement fund. There are many kinds of pension investment projects in the United States, including social insurance benefits, pensions provided by some companies and government agencies, and personal pension accounts (40 1K and IRA). Due to the reduction and weakening of social insurance benefits and pensions, young workers still rely more on 40 1K and IRA accounts as investment and financial management methods.
3. Insurance financing. Mainly medical insurance and life insurance, similar to domestic ones.
4. Real estate. Whether Americans have money or buy a house, buying a house, especially a house, is the investment choice of most American families. Self-occupied housing loan interest rate is low, mortgage interest is tax-free, and appreciation profit is tax-free, which has the advantages of less investment, less risk, stable expectation and net asset value accumulation.