1, continuous self-management
Nowadays, consumerism is prevalent, many people are moonlight people, and the wallet behind the pursuit of exquisite life is empty. Configuring an annuity insurance will urge us to save a certain amount of money as a reserve every year. Surrender in advance may lead to losses, which can better restrain the sustainability of the reserve and will not be easily interrupted in advance. This is of great practical significance to many people.
2. Clear goal guarantee
Annuity insurance can be divided into pension annuity, education annuity, marriage annuity and venture capital according to product use. Every family needs to prepare a stable and certain reserve fund for their children's education or retirement, but this reserve fund is sometimes misappropriated due to other emergencies. For example, the reserve originally prepared for old-age care is used in advance because of investment or illness. Annuity insurance can realize the special use of funds and provide targeted protection for future children's education, pension and unforeseen risks.
3. Stable inheritance of assets
For high-income people, many will involve the issue of asset inheritance. However, the process and cycle of asset donation and inheritance are also long, and there are various uncertain risks in the middle. At this time, annuity insurance can play a role. Annuity insurance can designate beneficiaries, which can not only ensure the safety and stability of assets, but also leave financial support for the development of future generations. Moreover, the installment withdrawal of annuity can also avoid the problems of extravagance and excessive consumption that may occur when the asset beneficiary inherits a large amount of wealth at one time.
4. Diversified asset allocation
Nowadays, many people have the concept of family asset management, but in the actual implementation process, it is sometimes easy to "put all your eggs in one basket" due to the limitation of personal experience and information sources. When the economic environment changes and the industry has systemic risks, it will be hit hard.
Participating in annuity insurance and introducing some elements that will not be affected by the market and economic environment can help us better meet the needs of diversified asset allocation. And annuity insurance, especially fixed-income products, can help us lock in a safer and more stable rate of return for a long time.
More insurance questions can be consulted by telephone.
Pre-sales telephone number: 95362
Pre-sales product consultation: 400-880-3633