This is the platform for ants. Ant Bai Yong is a small short-term loan named after ants. Ant Bai Yong's application threshold is very low, and the probability of passing is very high. At present, the opening amount of ants is 1600 ~ 5000 yuan, and the service period is about 7 days. The amount paid by 654 38+0 is generally around 1.600 yuan, and the actual payment is only 1.654 38+0.000 yuan. So its handling fee is very high, but if you are not very short of money, it is not recommended to take a formal loan.

Microfinance

I. Review risks

The emergence of loan risk often begins at the stage of loan review. Based on the disputes in judicial practice, we can see that the risks in the loan review stage mainly appear in the following links.

(1) The loan examiner of the bank was omitted from the review content, resulting in credit risk. Loan review is a meticulous work, which requires investigators to systematically investigate and inspect the qualifications, qualifications, credit and property status of loan subjects.

(2) In practice, some commercial banks do not have due diligence, and loan examiners often only pay attention to the identification of documents, lacking due diligence, so it is difficult to identify fraud in loans and it is easy to cause credit risk.

(3) Many wrong judgments are due to the fact that banks did not listen to experts' opinions on relevant contents, or professionals made professional judgments. In the process of loan review, we should not only find out the facts, but also make professional judgments on relevant facts from legal and financial aspects. In practice, most loan review processes are not very strict and in place.