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How to reimburse without a medical insurance card?
If you don't need a medical insurance card to register for medical insurance when you see a doctor, you can't use it for reimbursement. Only when you register for medical insurance can you be reimbursed.

Taking Zhengzhou as an example, according to Article 28 of the Measures for the Basic Medical Insurance of Workers in Zhengzhou City, the hospitalization expenses incurred by the insured in designated medical institutions, and the expenses below the Qifubiaozhun shall be borne by the individual. Qifubiaozhun is determined according to different types of designated medical institutions: community health service institutions (including township hospitals, the same below) in 200 yuan, first-class medical institutions in 300 yuan, second-class medical institutions in 600 yuan and third-class medical institutions in 900 yuan.

If the insured is hospitalized again after discharge in the same natural year, the Qifubiaozhun will be reduced by 50%. The classification standard of designated medical institutions shall be formulated by the administrative department of human resources and social security, and the social insurance agency shall determine the classification of medical institutions according to the classification standard of designated medical institutions.

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