Why should I achieve financial freedom?
1、_________________________
2、_________________________
3、_________________________
Note: This question cannot be fooled.
I don't think it is necessary to emphasize the importance of goals. Only when there is a goal can there be a direction. This is a strategic issue. Lei Jun used his half-life experience to get the true meaning: "Don't use tactical diligence to cover up strategic laziness." From the words of the bosses, we can draw the strategic importance.
Success in a narrow sense is to achieve your goals.
Financial freedom is to set a non-wage income goal and then achieve it. This link is very important. You might as well ask how many people around you have set their own financial freedom goals, so are you surprised that so many people in this world have not achieved financial freedom?
So how do we define our financial freedom goals?
We can ask ourselves a question: "If 10 years later, I am satisfied with my living conditions, what is the annual living expenses of my family?" .
If your answer is 654.38+00,000, then the condition for realizing financial freedom is that your non-wage income will be greater than 654.38+00,000/year in one year of the next decade.
Non-wage income mainly consists of dividend income, rental income and company dividend income.
Clear numbers and clear time, of course, you can't accurately grasp this time, which may be ahead of time or later, but people with clear goals always live more clearly than those without goals.
So you can write down your financial freedom goal in the following format:
I want to realize that my family's non-wage income was more than _ _ _ _ _ yuan/year before _ _ _ _.
After keeping in mind the goal of financial freedom, it is necessary to clarify the path of financial freedom. Path is not unique, there is no good or bad. Just find the one that suits you best
For ordinary people, there are two paths: creating "money-generating assets" and buying "money-generating assets". Of course, you may have a third rule.
If you want to be safe and comfortable, and are willing to spend enough time to achieve financial freedom, then the path of buying "money-making assets" may be a good choice.
If you have no money and no special expertise, but you are passionate and challenging, then creating "money-making assets" may be suitable for you. Consider starting with a company.
If you are a professional in this field, you can also join a promising startup company and probably get some equity. If the company does it, you will achieve financial freedom.
In short, there is always a road to financial freedom that suits you.
So, you can thank your answer in the following format:
The path I choose to realize financial freedom is _ _ _ _ _ _ _ financial freedom.
If the path you choose is to buy "money-making assets", then you need to master the relevant skills of buying assets, and the core skills are the investment skills of the two core tools: stocks and houses.
If the path you choose is to create "money-making assets", then you need to master the relevant skills of creating and operating enterprises.
If the path you choose is to join a startup, then you need to master some professional skills or related skills in running a business.
If the path you choose is to create "money-generating assets" first, and then buy "money-generating assets". Then you need to master the relevant skills of starting a business, running a business, investing in a house and investing in stocks.
According to the above tips, write down your answers in the following format:
The core skills I need to master are: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
After you have defined the skills to achieve financial freedom, you need to learn these skills. In this technologically advanced society, there are many learning channels that can be combined and selected, such as online video courses and training courses. Investing in yourself is the best investment.
Before we have mastered the skills of realizing financial freedom, we need to invest time instead of money!
It is a waste of money to invest before you master the investment skills.
Similarly, it is also a waste of resources to start a business before mastering the skills of running a business.
So how are you going to learn the skills to achieve financial freedom? Think about it and write down your answers in the following format:
How do I plan to learn the skills to achieve financial freedom: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
It takes a process from learning to mastering, which requires a lot of knowledge and practice. The most important thing to turn knowledge into skills is practice. As the saying goes, "Practice is the only criterion for testing truth".
When we have made clear the goal and path of realizing financial freedom and mastered the core skills, we can make a more suitable financial freedom plan.
The financial freedom plan mainly includes: the plan to buy "money-generating assets", the plan to create "money-generating assets", the plan to sell assets, the risk management plan, the learning plan and other core contents.
How to make a financial freedom plan will be explained in more detail later, so we will always pay attention to the update of the official WeChat account.
Plans are for execution, not for viewing. Without execution, there is no vitality. Whether it is an enterprise or an individual, execution plays an inestimable role. Only by taking action can all the plans be realized.
People always say that "the plan can't keep up with the change", so everything in the plan will be abnormal, so you should adjust your plan regularly to keep up with the change. Of course, you can't adjust your plan every day, which is no different from fishing for three days and drying the net for two days, and it is easier to waste time and energy.
Because every once in a while, external resources and our own capabilities will change. So we can adjust the plan every other year or every six months. In short, we should make a decision according to our actual situation.
When we complete the first nine steps, financial freedom will definitely be realized. Realizing financial freedom is not chicken soup for the soul, but the inevitable result of the process.