1, academic qualifications basically require full-time bachelor degree or above, such as Henan, Guangxi, Yunnan and other provinces. Full-time colleges and universities in some provinces can apply for college education or above, such as Shanxi, Jilin, Hunan, Hubei, Shaanxi and other provinces.

2. Professional Requirements Rural Credit Cooperatives mainly recruit but not limited to common majors such as economics, finance, accounting, Chinese, secretarial, enterprise management, business administration, auditing, statistics, law, computer and applied mathematics. Rural credit cooperatives have relatively small restrictions on majors, and non-related majors can also apply.

3. Age Requirements Most rural credit cooperatives have age restrictions on recruitment. Basically, undergraduate and junior college students are required to be under 25 years old, and graduate students are under 28 years old. For example, rural credit cooperatives in Henan province require undergraduates to be under 25 years old and graduate students to be under 28 years old; There are also relaxation conditions, such as Hubei's college degree, fresh graduates not exceeding 25 years old, previous graduates not exceeding 30 years old, graduate degree or above, fresh graduates not exceeding 30 years old, and previous graduates not exceeding 33 years old. The conditions are quite relaxed, and those who basically meet the requirements can apply for the exam.

4. English Requirements Most provincial and municipal rural credit cooperatives did not explicitly require CET-4 and CET-6 when recruiting, which undoubtedly gave many candidates the opportunity to apply for the exam.

2. What are the conditions for Henan rural bank loans?

Natural persons aged between 18 and 65; The actual age of the borrower and the loan application period should not exceed 70 years old; Have the ability to stabilize employment and income and repay the principal and interest of loans on schedule; Good credit information, no bad records, and legal use of the loan; Other conditions stipulated by the bank. Article 667 of the Civil Law defines a loan contract as a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest. Article 668 A loan contract shall be in written form, except as otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method. Article 669 The borrower has the obligation to truthfully provide information to conclude a loan contract, and the borrower shall truthfully provide the business activities and financial status related to the loan as required by the lender.

3. What are the conditions for Henan rural bank loans?

Requirements for rural bank loans in Henan Province:1natural person aged 8 to 65; The actual age of the borrower and the loan application period should not exceed 70 years old; Have the ability to stabilize employment and income and repay the principal and interest of loans on schedule; Good credit information, no bad records, and legal use of the loan; Other conditions stipulated by the bank.

4. What are the loan terms of Henan Rural Commercial Bank?

A loan to a village bank requires the following conditions: the borrower has full capacity for civil conduct; The domicile of the borrower is located in the service area of the village bank; And the borrower's willingness and ability to repay.

legal ground

Article 13 of the Measures for the Administration of Farmers' Loans

Farmers applying for loans should meet the following conditions:

(1) Farmers apply for loans on a household basis, and the borrower shall be a People's Republic of China (PRC) citizen with full capacity for civil conduct;

(two) domicile, fixed residence or fixed business premises in the service area of rural financial institutions;

(3) The purpose of the loan is clear and legal;

(4) The amount, duration and currency of the loan application are reasonable;

(5) The borrower has the willingness and ability to repay;

(6) The borrower has no significant bad credit record;

(7) Opening settlement accounts in rural financial institutions;

(eight) other conditions required by rural financial institutions.