Loans from training institutions can be refunded. If both parties agree to breach the contract in the loan contract, they shall bear the liability for breach of contract. The parties may agree that when one party breaches the contract, it shall pay a certain amount of liquidated damages to the other party according to the situation of breach of contract, and may also agree on the calculation method of the amount of compensation for breach of contract. Contract liability, that is, civil liability for breach of contract, is also the responsibility of the parties to the contract for breach of contract obligations. Even if the parties have a contractual agreement on liquidated damages, the judge should adjust the agreement on liquidated damages according to whether there is actual loss and the size of actual loss.

If one party fails to perform the contractual obligations or fails to meet the contractual obligations, it shall be liable for breach of contract, such as continuing to perform, taking remedial measures or compensating for losses. If one of the parties expressly expresses or shows by his own behavior that he will not perform the contractual obligations, the other party may require him to bear the liability for breach of contract before the expiration of the performance period. If one party fails to pay the price, remuneration, rent and interest, or fails to perform other monetary debts, the other party may demand payment.

Legal basis: Article 668 of the Civil Code of People's Republic of China (PRC).

A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669

When concluding a loan contract, the borrower shall provide true information on the business activities and financial status related to the loan as required by the lender.

Article 670

The loan interest shall not be deducted from the principal in advance. If the interest is deducted from the principal in advance, the loan will be repaid according to the actual loan amount and the interest will be calculated.

Article 67 1

If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses.

If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.