1. Basic knowledge of financial planning: including financial markets, investment tools, risk management, insurance, taxation, retirement planning, etc.
2. Financial analysis skills: able to comprehensively evaluate the financial situation of customers by using financial ratio analysis, cash flow analysis and other methods.
3. Investment strategy formulation: According to the customer's risk tolerance, investment objectives and duration, formulate appropriate investment strategies for customers.
4. Insurance planning: Understand the characteristics and applicable scenarios of various insurance products, and provide customers with comprehensive insurance planning suggestions.
5. Retirement planning: Be familiar with various retirement plans, such as pension, social security and personal savings. , and provide customers with a reasonable retirement planning scheme.
6. Tax planning: Understand tax policies and regulations, provide customers with reasonable tax planning suggestions, and reduce the tax burden.
7. Law and ethics: Be familiar with the laws and regulations related to financial planning, and follow the industry ethics to ensure that the interests of customers are not harmed.
8. Communication and sales ability: Have good communication skills, be able to establish a trust relationship with customers and effectively promote financial planning services.
9. Customer service and management: Understand customer needs, provide personalized financial planning services, maintain customer relationships and improve customer satisfaction.
10. Lifelong learning: With the continuous development of financial planning, CFP holders need to constantly learn and update their knowledge to adapt to market changes.
In a word, CFP exam requires candidates to have solid professional knowledge of financial planning, rich practical experience and good professional ethics. Passing the exam and obtaining CFP qualification certification will help to improve personal professional quality and market competitiveness.