In view of the problem of reimbursement for dental care, my father specially arranged an article. You can go to this article to learn more about "social security+commercial insurance". Can "freedom of dental care" be realized? 》
1. What insurance can cover dental expenses?
(1) medical insurance
Medical insurance is the basic welfare that the state gives to each of us.
However, medical insurance policies vary from place to place. Some areas can reimburse some dental expenses, while others can't at all.
Generally speaking, if it is a general tooth extraction, or a general treatment such as periodontitis, gum swelling and pain. You can reimburse some expenses for seeing a doctor in a hospital that meets the medical insurance reimbursement.
(2) Accident insurance
Accidental medical treatment: if the teeth are accidentally damaged, the treatment expenses can be reimbursed, except for tooth restoration and plastic surgery.
In other words, accident insurance can be reimbursed if it is an accidental tooth injury, such as tooth loss or fragmentation.
Accidental disability: according to the disability assessment standard of life insurance, compensation can be obtained according to the disability level.
If 8 teeth are lost due to an accident, which belongs to 10 level accidental disability, the basic insurance amount of 10% is generally paid.
(3) Medical insurance
General medical insurance generally does not cover dental treatment, but it will cover dental treatment caused by accidents.
In addition to ordinary medical insurance, some common high-end medical insurance can attach dental protection, but the cost performance is not high.