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1. In recent years, "campus loan" such as installment shopping platform and P2P loan platform used to help students start businesses is quite popular among college students.

A

Analysis:

This topic examines campus loans.

Article 8 (a) of the Guarantee Law stipulates that state organs may not act as guarantors, but in

Except for loans from foreign governments or international economic organizations; Article 9 stipulates that schools, kindergartens,

According to relevant laws and regulations, public institutions and social organizations such as hospitals for public welfare purposes may not be used as guarantors.

Generally speaking, state organs and schools cannot act as guarantors, and their guarantors have no legal effect.

Wrong, elected.

Item b is correct.

Item c is correct.

Item d is correct.

Therefore, the correct answer to this question is item A.

Second, is it legal for training institutions to use p2p student loans?

Hello!

It is legal for you to borrow it yourself or make you have to borrow it, if you want.

Only on behalf of personal views, don't spray if you don't like it, thank you.

Third, is it illegal for training institutions to induce student loans?

Illegal. Training loan generally means that training institutions cooperate with P2P peer-to-peer lending institutions to lend money to students, and the students repay in installments. Nowadays, recruitment companies (actually training institutions) often use recruitment websites to train job seekers in the form of recruitment.

legal ground

Article 193rd of the Criminal Law of People's Republic of China (PRC)

Under any of the following circumstances, if a large amount of loans are issued to banks or other financial institutions for the purpose of illegal possession, they shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(a) fabricating false reasons such as introducing funds and projects;

(two) the use of false economic contracts;

(3) using false documents;

(four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral;

(5) Loans in other ways.