_ _ is the first year of our company's opening. Over the past year, our business philosophy has been "focusing on quality service, based on risk prevention, improving efficiency, supporting and serving small and medium-sized enterprises, and striving to build a credit Zhejiang". Qi Xin made concerted efforts and worked hard, * * * handled 264 guarantee businesses, with a guarantee amount of 6,543,800+0,294,000 yuan, with a cumulative guarantee amount of 6,543,800+0,553,800 yuan, achieving a double harvest of social and economic benefits.

First, the main work in _ _

1. Strengthen internal management and improve organizational structure.

As a newly established company, everything should start from scratch, and strengthening internal management and establishing rules and regulations are the basis for the company's standardized operation and steady development, so we should start from the basic work first. First, set up a separate business department, equipped with professional investigators; Second, according to the experience of brother guarantee institutions, various business materials have been formulated; The third is to formulate business operation procedures, risk prevention measures and responsibilities of each post; Fourth, equipped with computers, printers, fax machines and other hardware facilities. Clear network operators, ensure smooth information, and report business operation in time.

2, strengthen learning, and strive to improve the business level.

Guarantee is a high-risk industry, and employees must have rich business knowledge and practical business operation ability in addition to high risk awareness. So we attach great importance to our study. On the one hand, learn from books, combine self-study with concentrated study, and seriously study fiscal and financial policies. Learn and understand the policies of relevant ministries and commissions and keep abreast of new trends in the economic field. Actively participate in business training to improve business skills. On the other hand, I learn from brother guarantee companies and learn their work experience for my use.

3. Be sincere and strive to serve the enterprise.

We take the service concept of "enthusiasm, timeliness, high efficiency and win-win" as our company, and we can worry about the urgent needs of enterprises and think about their thoughts in practical work. As long as the enterprise finds us and needs our guarantee, we always investigate in time, give a reply as soon as possible, and actively communicate with the bank to help the enterprise solve the financial difficulties.

4. Strengthen pre-insurance investigation and verification, and strictly control risks.

Guarantee is a high-risk industry, and if it is not prevented, it will cause losses. Therefore, we strictly control the risk of each guarantee, do not engage in personal guarantee, carefully investigate the external credit information of customers before guarantee, and carefully evaluate the production and operation, financial situation and repayment ability of enterprises to avoid the occurrence of large claims.

Second, some experience.

1, guard against risks and stress a real word. Risk prevention and control is the basis of guarantee business and the premise of serving small and medium-sized enterprises and the company's own development. The guarantee industry is a high-risk industry. Only by effectively preventing and controlling risks can we better serve small and medium-sized enterprises. To effectively prevent risks, we must emphasize a real word. Only by doing the work in depth and detail can we effectively prevent risks.

2. Develop business and stress a stable word. As a guarantee enterprise, to shoulder the heavy responsibility of serving small and medium-sized enterprises, we must vigorously develop our business. However, due to the particularity of the guarantee company itself, we can't rush for success, and we must stress a stable word. Only by steady management can we achieve sustainable development.

3, service enterprises, stress a sincere word. Guarantee enterprises are both high-risk industries and service industries. Since it is a service industry, it is necessary to stress honesty, sincerely serve small and medium-sized enterprises, worry about what enterprises think, and strive to solve problems for enterprises. Only in this way can we close the relationship between enterprises and guarantee enterprises and achieve a win-win goal.

Third, some suggestions.

1. Strengthen the training of guarantee enterprises, especially how to grasp the business risks of the insured enterprises, tell more cases and make more field visits.

2. It is difficult to register the enterprise's counter-guarantee assets in the relevant government departments without warrants. Once the risk occurs, it is difficult for the interests of the guarantee company to be protected by law. How to solve this problem needs discussion and countermeasures.

Four, _ _ year work ideas

1. Strengthen communication with cooperative banks, strive to increase the original guarantee magnification, and actively contact other banks to add new cooperative banks.

2. Actively explore innovative business, increase the types of guarantees, better serve small and medium-sized enterprises, and make due contributions to alleviating the financing of small and medium-sized enterprises.

3, strengthen internal management, establish and improve the assessment system, improve the subjective initiative of employees, improve work efficiency and service level.

The second 202 1 model essay on personal work summary of guarantee companies

This is the end of a year's work. For 20 years, I did my duty. I work hard in my post. I worked tirelessly for a year without making any mistakes and was praised by my leaders and colleagues. At the end of the year, I was rated as an "excellent worker" of the company, which was a great compliment to my work for one year. Looking back on my year's work, I came here like this:

First, the main working practices:

1. Grasp the main line of SME financing and keep attacking: business development is the focus, and SME financing business is the main line of my work. Through continuous attack, I can find business breakthrough points and make business friends during the financing period of small and medium-sized enterprises. Whether it is the work of guarantee companies, the work of associations or the management of venture capital, it is inseparable from the main line of financing for small and medium-sized enterprises.

2, continuous innovation, innovation is life. 20__ year is a year of innovation, and guarantee, association, venture capital management company, website and innovation are the main themes of 20__.

3. Widely distributed to form a business network: banks are the main battlefield of SME financing business, and the current SME financing is still dominated by bank SME financing; Associations, pawn shops and guarantee companies are important sources of financing business for SMEs; Network promotion plays a very good role in establishing a brand. A considerable part of the business comes from the network.

Planning is the key and the magic weapon to win. Always adhere to planning first, pay attention to strategic planning, SME financing planning, marketing planning, network planning, to provide customers with first-class planning.

5. Do not relax when grasping the project. Go deep into the enterprise, conduct in-depth research, and have a good relationship with the project leader; Select high-quality projects and promote project planning and all-round marketing.

Second, the main work performance:

1. Guarantee company: responsible for the establishment of guarantee companies and the management of guarantee business, formulating the system and business process of guarantee companies, leading business personnel to explore the guarantee market, cooperating with many banks, and establishing cooperative relations with various industry associations, provincial entrepreneurs associations and provincial private entrepreneurs associations. , formed a wide business network, laid the foundation for the development of guarantee companies. Creatively set up foreclosure and temporary bridge loan, which contributed to the early income of the guarantee company.

2. Work of the Association: train staff, open financial websites, do everything possible to carry out business, actively publicize the Association, and provide investment consulting and SME financing consulting services for members. Presided over the planning case of "Olive Industrialization Management" and achieved good results. Actively participate in the meeting organization of the provincial financial Expo.

3. Venture capital management company: Establish a venture capital management company as the legal representative. In the absence of funds, brands and market downturn, the provincial investment promotion exhibition center has been planned, the financing market for equity SMEs has been opened up, and the intermediary business of land transfer transactions has been carried out. Although there is no significant performance, we have explored valuable experience.

4. "_ _ _" website scheme: Explore a new financing website mode for small and medium-sized enterprises, plan a "_ _" website, and the website mode and scheme are gradually taking shape, thus breaking a new path for small and medium-sized enterprises to carry out financing work. Taking this opportunity, we launched a series of industry or product network marketing programs, which laid a solid foundation for the development of 20__.

Three. Work for next year:

1. Develop and operate "_ _". Strive for "_ _" to become the main source of business income.

2. Develop network marketing software as a new profit source.

3. Pay attention to the financing of small and medium-sized enterprises in projects to improve the success rate.

4. Expand the business of attracting investment from the government, and attract investment from all parties of the government, especially the guarantee companies and funds as the breakthrough point of attracting investment.

5. Grasp planning and promote planning through training. Set up a "business plan planning and SME financing practice training course".

Fourth, the existing problems:

1, the economic benefit is not good. More investment in the early stage, less output.

2, do a lot of things, but often thankless.

3. Hot spots change rapidly and no cash flow is formed.

4, grasp the project, or grasp the funds? It's easy to get out of control by grasping only one end. 20__ years passed quietly. Looking back on the past year, I am filled with emotion.

The year of 20__ was a very unusual year for the people of China, and so was it for me. In 20__ years, under the guidance of Scientific Outlook on Development, in response to severe challenges such as the international financial crisis, we persisted in honesty, focused on business innovation, persisted in making websites constantly, and persisted in the "Four Persistences" principle of making friends in the financial sector, and achieved many achievements. Looking forward to the work in 20__, I will continue to be persistent and enterprising, give full play to my ability in my post, and perfectly complete the tasks assigned by my superiors and my due obligations. This is my duty, I believe I can do it well!

The third 202 1 model essay on personal work summary of guarantee company

First of all, I am very grateful to the company for giving me the opportunity to enter the guarantee industry and come to work in the company. It's been almost three months since I came to work in the company this day. During this period, I have gained a lot and felt a lot, but there are also many shortcomings. Now I will summarize my recent work as follows:

I. Main work contents

During these months, while learning relevant business knowledge, my work mainly includes:

1. Follow the department manager and colleagues to investigate and verify some projects before insurance, and comprehensively evaluate the basic situation, operation, financial status and repayment sources of the enterprise.

2, in the process of the department manager to write the investigation report, do some auxiliary work.

3. Issue and print the contract. At present, the contracts handled mainly include XXX and other enterprises.

4. Responsible for signing contracts and related documents between borrowers and borrowers, and improving relevant procedures, and participated in lobby docking business for many times.

5. Follow the department manager and colleagues, follow up the borrower after the guarantee, and keep abreast of the relevant situation of the enterprise.

Second, the work summary

1. Before coming to work in the company, I knew little about the guarantee industry and lacked knowledge and experience in finance, investment guarantee, mortgage and risk control. After coming to the company, I learned more about the related matters and workflow of the guarantee industry. In the future work, I will definitely pay attention to my own study, consult with company leaders and colleagues humbly, learn more and ask more questions, actively participate in the company's business training, pay more attention after work, learn the latest information, policies and related knowledge of the guarantee industry, and improve my business ability.

2. In the process of pre-insurance investigation of some projects, I feel that I know little about the operation mode and related situation of some industries, such as real estate, mineral powder, steel and other industries, and I have little contact with them before, which leads to blind spots and mistakes in judging some aspects of enterprises in my work. In my future work, I must strengthen my study in this field.

3. During these months' work, I realized that in order to do my job well-prevent, control and reduce risks, and ensure the smooth recovery of funds, I must achieve professional business ability and good working attitude. In terms of business ability, I will strengthen the study of business knowledge and the accumulation of experience, and strive to become an expert one day earlier; In terms of work attitude, I was a little careless in my previous work, which also brought some troubles to my work. In the future work, I will take it seriously, make positive corrections, establish a sense of risk and work responsibility, and minimize the error rate!

In the past few months, with the help of department managers and colleagues, although I have made some progress in many aspects, there are still many shortcomings that need further study and improvement. In the future work, I will continue to learn relevant knowledge with an open mind, constantly sum up experience and lessons, constantly improve my business ability, and finish my job seriously and attentively. I will also learn more in speaking and being a man! I hope I can make great progress in all aspects! Strive to become qualified and outstanding employees of the company as soon as possible and make more and greater contributions to the company!