How banks will raise interest rates. How to modify the specific agreement can be coordinated with the bank according to the actual situation, such as extension or secondary loan. Banks have institutional processes in this area, and it is really difficult in the early stage. Look carefully at your loan agreement and see if there is anything about the training company, such as guarantee, commitment, validity period, or default settlement. If it's all good for you, you can say it's about the training company.

2. If the training institution is suspected of cheating, Article 266 of the Criminal Law stipulates that,

Under any of the following circumstances, if the amount involved is relatively large in the process of signing and performing a contract for the purpose of illegal possession, he shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated: (1) Fictitious units or signing contracts under the name of others;

(2) Mortgaging with forged, altered or invalid bills or other false property rights certificates;

(three) to perform a small contract or part of the contract first, to deceive the other party to continue to sign and perform the contract, and to have no actual performance ability;

(4) After receiving the payment for goods, advance payment or secured property paid by the other party;

(5) defrauding the other party's property by other means.

In the name of business activities such as selling goods and providing services, organizations and leaders require participants to obtain membership by paying fees or purchasing goods and services, and form a hierarchy in a certain order. If they directly or indirectly use the number of developers as the basis for remuneration or rebate, they induce or coerce participants to continue to develop pyramid schemes in which others participate, defraud property and disrupt economic and social order, they shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and fined; If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years and fined.