(☆ ♀ _ ☆) Hello: ① It is suggested to improve the most basic medical insurance or rural cooperative medical care first. Tens of dollars a year, more practical. ② Commercial insurance, critical illness insurance, accident insurance and hospitalization insurance are all necessary. For example: 0-2 years old, 360 yuan for one year, 3- 18 years old, 180 yuan for one year, you can have 30,000 major diseases,/kloc-0,000 hospitalizations, 5,000 yuan for accidental medical treatment, 50,000 accidental deaths and accidental disability diseases. Most medical problems can be solved. Adults are the best insurance for children. Don't ignore the protection of adults themselves, especially the family's economic pillar can be bought first, such as critical illness insurance, accident insurance, term life insurance, low premium and high protection. These are more meaningful than simply buying an education fund with negligible premium exemption. If you have extra funds, you can consider buying some education funds and venture marriage funds, and do what you can, so as not to make the economic burden too heavy and affect the quality of daily life. ⑤ For specific planning and purchase, you can contact your local agent. Reference: Ping An New Growth Happy Card A and B(0- Ping An New Growth Happy Card A- Baby Ping An "Comprehensive Financial Management-whole life insurance" 0-year-old female baby gives 0-year-old baby a lifelong guardian-Tianzhi. ...