1, the cardholder brings his ID card and bank card to the bank counter, and the manager of the bank counter will ask him to fill in the relevant application form and help him copy his ID card.

2. In the process of processing, you will be asked to enter a password, which is the original payment password of the bank card; At the same time, two new passwords need to be set, one is the password of online banking and the other is the password of U shield (some banks use the initial password by default and need to modify it on their own computers when they go back).

3, and then pay the money (handling fee, annual online banking fee, U shield production fee, different banks charge different fees).

4. Plug the U shield into the computer when you get home. Now U Shield will automatically pop up the online banking page of the bank where the account is opened. After installing relevant certificates and plug-ins as prompted, you can use online banking.

Generally speaking, when a bank gives a U shield, it will be accompanied by a U shield instruction manual. Or go to the bank's online banking page to check the instructions for online banking.