1, the bank's failure to restructure its assets on time and in full is a bad asset of the bank. Non-performing assets of banks mean that according to the severity of non-performing assets, you can choose bank bankruptcy liquidation or asset reorganization according to the agreed period and interest rate.

2. Sluggish bank loans are bad assets of banks. Non-performing assets of banks are some bank credit assets that are overdue, sluggish, in bad debt state and facing risks after banks put in loans, which do not meet the principles of safety, liquidity and efficiency.

3. Loans that banks can't recover normally or fail to recover are non-performing assets of banks.

4. The bank's assets are not good, which can't bring interest income. It is the bank's bad assets that can't recover the principal in time. Non-performing assets of banks refer to bank assets that are in poor operating conditions and cannot bring normal interest income to banks in time or even recover their principal. Mainly refers to non-performing loans, including subprime, doubtful and loss loans and their interest.

5. The assets that the bank can't get interest income and can't recover the principal in full and on time are the bad assets of the bank.