Compliance management refers to an independent mechanism responsible for identifying, evaluating, consulting, monitoring and reporting compliance risks of banks. Compliance risk includes the risk of being sanctioned by laws and regulations, financial or reputation loss due to failure to comply with relevant laws, regulations, codes of conduct and good professional standards (collectively referred to as "laws, norms and standards"). Relevant laws, norms and standards mainly refer to the provisions related to the commercial operation of banks, including the prevention of money laundering and terrorist financing, business ethics (such as avoiding or reducing conflicts of interest), protection of (customers') privacy and data security, and consumer credit (if banks engage in consumer credit business). It can also involve other fields besides the commercial activities of the bank, such as employee employment, tax payment according to law, etc., depending on the trust scope adopted by the regulatory agency or the bank itself. The above provisions come from a wide range of sources, including various basic laws, regulations and standards formulated by regulatory agencies, market practices, professional rules advocated by trade associations, internal codes of conduct that bank employees should abide by, and so on. They are not limited to legally binding provisions, but also include broader norms involving honesty and fair trade.
According to the framework of internal control system of banking institutions, compliance goal is one of the three major goals in the process of internal control of banks. In view of the particularity of banking activities, in order to protect the privilege and reputation of banks, it is necessary to ensure that all banking businesses comply with relevant laws and regulations, meet the requirements of regulatory authorities, and abide by the relevant policies and procedures of banking institutions. Compliance is extremely important for the sustained and steady operation of banks, and bank regulators are paying more and more attention to the compliance management of banks. Compliance management is essentially a bank management activity defined according to the bank's compliance objectives. The first is the management of bank organizations, which is the process of managing organizational compliance risks, and it should be reflected in the whole process of bank management, covering all aspects of commercial banking business.
What does the Compliance Department mean? The Basel Committee on Banking Supervision defines the compliance department as an independent functional department that identifies, evaluates, informs, monitors and reports the compliance risks of banks. Among them, bank compliance risk refers to the risk that a bank may suffer legal sanctions or regulatory penalties, major financial losses or reputation losses due to its failure to comply with laws, regulatory provisions, rules, relevant standards formulated by self-regulatory organizations and codes of conduct applicable to its own business activities.
The examination content of the bank compliance department is compliance knowledge.
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Goal: Compliance Department (a department within a bank) Goal: Compliance Department.
Summary of the work of the bank compliance department I found an article on the website. Look, it may be useful!
Summary of Bank Education and Training in 2006
According to the overall planning of the Head Office's cadre education and training, and the needs of the new situation and new tasks, * * Branch adjusted its work focus in time, intensified its training, and formulated the education and training plan for * * Branch in 2006. In order to fully implement the development strategy of the People's Bank of China, we have taken effective measures to strengthen the study of political theory of cadres and workers, and intensified various trainings, which have achieved remarkable results and further improved the quality of cadres and workers.
In 2006, our Ministry held a total of 758 training courses for cadres at all levels, with 48,889 class hours and15,498 person-times, focusing on the following aspects of education and training:
First, vigorously carry out party school training in rotation.
* * The Party School of the Branch has explored a school-running idea of "relying on local resources, highlighting the characteristics of the central bank, improving teaching management and improving training effect" by holding the main class of the Party School, which has improved the overall work level of the Party School of the Branch.
According to the annual work arrangement of the Party School of the Head Office, the training plan for the Party School of * * Branch in 2005 was formulated, and the second and third main classes of the Party School of * * Branch were held in late March and late May respectively as planned, and * * * conducted a 40-day full-time theoretical training for 98 newly promoted deputy-level leading cadres in recent years. After studying in different stages, such as theoretical counseling, lectures on economic and financial hot issues, and field trips, the students returned to their units to write research papers in combination with the actual situation of local work. The party school of the branch evaluated the research topics and student papers of the second and third party schools. The students completed 7 special research reports and 98 graduation papers. After the expert review organized by the Party School of the Sub-bureau, 42 excellent papers were recommended, with an excellent rate of 43% and an excellent rate of 94%. Through party school education, leading cadres' party spirit cultivation, political theory quality and ability to perform their duties according to law have been further improved.
Two, strengthen the theoretical business training of leading cadres at all levels within the jurisdiction.
1, held a training course on advanced education of leading cadres.
According to the needs of the advanced education activities in the branch area and the requirements of the Party Committee of the branch, we held a training course on advanced education for leading cadres of party member in the branch area in Beidaihe in the middle and late August. A total of 77 participants participated in this training course, including 3 members from the Organization Department of the Party Committee of the Branch/KLOC-0, 64 members from the Party Committee of Hohhot Central Branch and 64 members from the Party Committee Secretaries of 32 central branches in the jurisdiction. The training course adopts expert counseling, watching lectures and videos, and focusing on self-study. , and to maintain * * * advanced education activities related to the content of training, before the end of the study, organize all the students to take an open-book exam with party constitution as the main content.
2, organize leading cadres at all levels to participate in business training.
While carrying out theoretical education, we have further strengthened the professional training for leading cadres at all levels: First, in April, we recommended 12 bank leaders of branches and provincial capital central branches to participate in the advanced training courses for leading cadres of branches organized by the Head Office in two phases; Second, in May-June, 32 vice presidents of urban central sub-branches were recommended to attend the business training course for presidents of central sub-branches held by the Head Office in three phases; Third, from March to May, 38 county branch presidents were recommended to participate in the fifth and sixth training courses for county branch presidents held by the head office; Fourth, from the beginning of April to the end of June, a deputy training course for county sub-branches was held in Baoding Jinzhuan in three phases, and 240 deputy governors and discipline inspection team leaders of county sub-branches were organized to learn new business of the central bank, macroeconomic and monetary policies, financial stability and financial services, financial accounting management and financial analysis, financial regulations, hot issues of financial reform, and leadership science. After the training, students were organized to write graduation papers in combination with the actual work in various places, and 240 papers were graded and appraised.
Three, while vigorously carrying out post qualification training within the jurisdiction, carry out various special business training.
1, according to the unified planning of the Head Office, do a good job in post qualification training and assessment.
In order to further improve the publicity and mobilization of post qualification training and assessment within the jurisdiction, and promote the smooth progress of post qualification training and assessment of * * Branch. First, solicit opinions on the detailed rules for the implementation of post qualification training and assessment (discussion draft) within its jurisdiction, and sort it out and report it to the head office; Second, formulate the Three-year Plan and Assessment Implementation Plan for Post Qualification Training of * * Branch of China People's Bank and the Implementation Measures for Post Qualification Assessment of * * Branch of China People's Bank to promote the institutionalization and standardization of post qualification training and assessment within its jurisdiction; The third is to allocate and count the post qualifications and TV university education in the whole jurisdiction; The fourth is to recommend the cadres of the organs and jurisdictions to participate in the training courses for teachers of legal subjects in the qualification training examination; Fifth, according to the requirements of the Head Office, the newly published post qualification training materials and organizational learning were certified in the jurisdiction.
2. Use the training resources of the provincial capital central branch to carry out business training within the jurisdiction.
On the basis of the success of training resources of provincial capital central sub-branches in 2004, we held treasury business training courses and financial stability business training courses in Taiyuan and Shijiazhuang in late September and late June 10 respectively. During the period, leaders of business departments of the Head Office and relevant offices of branches were invited to train 163 business cadres on new business and hot and difficult issues in their work through lectures and seminars, and good results were achieved.
3, according to the needs of performing the functions of the central bank, do a good job in the frontier financial theory training for the backbone of the business within its jurisdiction.
According to the training plan of the head office and branches, do a good job in the business training of cadres within their jurisdiction. First, recommend 28 cadres within the jurisdiction to participate in various special business training courses and seminars held by the Head Office throughout the year; The second is to highlight the training of leading cadres and business backbones. According to the training plan at the beginning of the year, with the approval of the Head Office, the second professional course for on-the-job cadres to study for master's degree in finance was held in February in * * * *, with a total of 50 cadres participating. Up to now, all 50 students in the first advanced class have graduated, 5 students have passed the national unified examination of applying for master's degree in advance with the same academic ability, 10 students have passed the single subject examination of the unified examination, and the second advanced class has also completed two semesters and six courses.
4. Hold large-scale theoretical business lectures.
According to the training plan at the beginning of the year, we invited the relevant leaders of the Head Office and experts and scholars from other units to give 65,438+05 lectures, covering 8 topics, such as education for cadres and office staff at or above the deputy bureau level, official document processing and writing, factors affecting the macro view of monetary policy, and credit reporting business. Through lectures, theoretical study was strengthened, professional knowledge was updated and new working ideas were developed.
Fourth, carry out high-level training to cultivate compound and research-oriented talents.
1, actively recommend cadres to participate in international exchange training.
In order to comprehensively improve the quality of leading cadres and business backbones at all levels within their jurisdiction, broaden their horizons and cultivate compound talents, cadres within their jurisdiction are actively recommended to participate in various international exchange programs of the Head Office. First, recommend four vice presidents of branches and central sub-branches of provincial capitals to attend the second training course on monetary economics and international banking held by the head office in Germany; Second, recommend seven mainland branch presidents to participate in the three advanced financial market seminars held by the head office in Hong Kong; Thirdly, four cadres are recommended to participate in the interview of the German Development Foundation, three in the Australian Scholarship, three in the Japanese Scholarship and two in the Bank of England Scholarship of the International Department of the Head Office.
2. Strengthen English training.
The Party Committee of the branch has been paying attention to cultivating high-level foreign language talents for many years. In 2005, in Peiping.
In the aspect of English talent training, firstly, 12 cadres are recommended to attend the BFT English training class held by the Head Office at Southwestern University of Finance and Economics. Second, recommend five cadres to participate in the intensive English training course in graduate department organized by the Head Office; The third is to organize the students of the intensive English class of * * Branch in 2005 to take the national BFT exam. There were 37 people who took the exam, all of whom passed the exam, 36 of whom obtained advanced certificates and intermediate certificates 1 person. The fourth is to organize 4 1 cadre to participate in the 2006 intensive English training course of * * branch held in Nankai University. In order to ensure the training effect, students are still selected through written and oral examinations six months in advance. After 90 days of full-time study, students will take the national BFT exam in early June 2006.
3, strengthen the cultivation of high-level professional and technical personnel within the jurisdiction.
In order to give full play to the positive role of high-level professional and technical personnel at the grass-roots level, we recommend 265,438+0 senior economists and 6 senior accountants from the branches under our jurisdiction and the central sub-branches of provincial capitals to participate in the training courses for senior economists and senior accountants held by the Head Office. Through systematic study and discussion and exchange with relevant experts at home and abroad, the research and analysis ability of high-quality cadres has been systematically improved.
In order to improve the professional quality of professional and technical personnel in the jurisdiction and facilitate post exchange, in view of the fact that some employees' existing professional titles do not match their majors, and some business backbones have the potential to develop into other majors, we held a 24-day national accounting qualification examination pre-test training course in Baoding Golden College in March-April, and 47 cadres in the jurisdiction participated in the training; 2. At the beginning of June 5438+ 10, a 20-day pre-test training course for national economist qualification examination was held in Baoding Jinzhuan, and 37 cadres from the jurisdiction participated in the training.
Five, encourage cadres to participate in all kinds of academic education, standardize the identification of academic degree changes.
1. Encourage and guide cadres to improve their academic level through self-study.
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Does the bank branch have a legal compliance department? It depends on the scale.
Generally, small bank branches have no legal compliance department.
All big banks have legal departments.
The specific responsibilities of the compliance department in case filing include which compliance departments are responsible to the compliance director, and their specific responsibilities in case filing include:
1. Formulate policies, systems and operational procedures for case prevention management of this institution;
2, organize the implementation, coordinate the implementation of case prevention work decisions and annual case prevention work plan;
3. Collect and summarize the case prevention work, regularly analyze the case prevention situation of this institution, and determine the focus of case prevention work;
4. Supervise all departments and branches to earnestly perform their duty of case prevention, and ensure the normal implementation of case prevention management system;
5. Follow up and implement the case prevention and supervision requirements put forward by the regulatory authorities;
6, regularly organize case prevention work training.
Financial institutions should make it clear that the department responsible for compliance management (referred to as compliance department) is the lead department in case prevention work, and take the organization and implementation of case prevention work of their own institutions as an important duty.
Internal control and compliance department of the bank.
Internal control and compliance department
English [k? m？ Plan] beauty [k? m？ Plan]
Obey, obey; Commitment; Softness; Compliance;
Internal Control and Compliance Department
Express in English
The translation is as follows:
Internal control and compliance department
Internal Control and Compliance Department of the Bank