1. Good credit record: Banks usually require borrowers to have good credit records, including repayment records and credit reports. If there are bad records such as overdue and arrears before, it may affect the loan application.

2. Stable source of income: You need to prove that you have a stable source of income, such as salary, business income or rental income. The bank wants to make sure that you can repay the loan on time.

3. Good financial position: Lenders usually consider your financial position, including assets, liabilities and cash flow. They want to make sure that you have enough repayment ability and will not put too much pressure on your financial situation.

4. Good professional background: Banks may pay attention to your professional background and job stability. If you have a stable job and some work experience, you will increase the possibility of getting a loan.

5. Adequate guarantee measures: In some cases, lending institutions may require collateral or additional guarantors to increase the security of loans.

Summary: To apply for a loan of 6,543,800 yuan in Shenzhen, you need to have a good credit record, a stable income source, a good financial situation and a good professional background, and you may also need to provide guarantee measures. These conditions help to improve the success rate of loan application.

Extended data:

The loan terms may vary according to the bank's policies and specific conditions. It is recommended to consult local banks or financial institutions for more accurate and detailed information.