The personal loan department is of course the department that issues personal loans. It mainly includes housing loans, personal investment and business loans, personal consumption loans, etc. This department is not directly involved in the issuance of loans, but mainly in the audit and due diligence of projects. General housing loans only review the suitability of real estate projects, and individual housing loans are approved by the system. Commercial loans and consumer loans are reported in batches, and there are many online loans.
Second, where does the money of small loan companies generally come from? I heard that many small loan companies are illegally financing now, right?
There are several kinds of small loans, among which the sources of funds are also different, mainly self-owned funds and investor funds! I think there are many reasons why what you said is illegal: first, he won't borrow from everyone, depending on what assets you have and how much it can be worth, and second, he won't give you much without assets. If you don't pay back the money in the future, you have a lot of things to do, although it won't kill you. But your life will be very difficult. Eating and sleeping every day is a problem!
What you are doing is an unsecured loan!
Do you have a house and a car? Whether it's in your name or not!
They must have come to see it, too
Never leave a mess for parents, wives and children. If you run away, they will find your family. My brother used to dig holes and bury people for money, but no one died!
Legally speaking, it has nothing to do with them. It's legal, and the interest they lent you is illegal, which has exceeded 4 times of the loan interest! Do you think what you said is still useful at this time? This is the difference between regular small loans and ordinary small loans.
Give me a comment! I have answered you for a long time. It's not easy to earn some wealth!
You tell me the name of the company you borrowed, and I ask you! You'll know if it's formal or not!
Bad debts will definitely be bad debts. Do you know how their bad debts are formed? The man's whereabouts were unknown, and her family was forced to have no money. If your family is really forced to pay off, it will become a bad debt. There are special collectors for bad debts! You think it's simple, and people are quite well prepared!
Third, where does the money of small loan companies generally come from? I heard that there are many small loan companies now. ...
Hello!
Almost! Anyway, this company has a triad background.
If in doubt, please ask.
Four, the company's money in addition to financing and bank restrictions on funds! Where does the rest of the money come from? The company's debt package can be directly linked to the transaction.
The remaining funds are contributed by shareholders, that is, the registered capital subscribed by shareholders.
The debt packages of small loan companies can be listed and traded in some areas, such as Chongqing, Shenzhen and Guangxi.
The listing of corporate credit assets is to take the loans of small loan companies to the gold exchange for listing. For example, a company's loan is 654.38 billion yuan, and the expected income is 654.38+00%. In order to speed up the withdrawal of funds, this small loan company gave up part of its income and could sell its creditor's rights at the gold exchange at a price of about 6%, so that it could recover1060,000 yuan. By selling creditor's rights, small loan companies can lend the recovered funds to small and medium-sized enterprises again, and realize the rapid rolling of funds.