With the improvement of people's quality of life, people have more and more money, and many friends pay more and more attention to insurance besides investing in financial management.
When buying insurance products, the first problem is to choose an insurance company. Compared with the four listed insurance companies in China, Huaxia Insurance is not so powerful and famous, so many people will feel uneasy when buying Huaxia Insurance products. So is Huaxia Insurance reliable?
Huaxia Insurance is a summer life insurance company approved by China Insurance Regulatory Commission, with a registered capital of 654.38+053 billion yuan. At present, Huaxia Insurance has more than 470 branches in China.
Relevant data show that the core solvency adequacy ratio of Huaxia Life Insurance in the second quarter of 20 18 was 99%, and the comprehensive solvency adequacy ratio was 124%, both within the standard range stipulated by the CIRC.
It can be seen that Huaxia Life Insurance itself is a regular insurance company.
Whether Huaxia insurance is reliable or not, consumers still have services to see Huaxia insurance. Insurance products involve claims. If the insurance company's services can't keep up, it will affect the efficiency of insurance claims.
The most important thing is that when consumers buy insurance products, they should carefully check the insurance treaties and choose the insurance products that suit them. Don't buy insurance products easily because of the introduction of insurance salesmen, so as to avoid the situation that insurance treaties are verbally promised by salesmen.
For example, there was a lot of news about Huaxia Insurance Evergreen scam on the Internet before. The evergreen scam of Huaxia Insurance is actually that the insured fails to carefully check the insurance treaty, thus misunderstanding the insurance liability and disease protection.
China's insurance products will only go online after being audited by the CIRC, so there is no fraud in insurance products. Most of the reasons why consumers feel cheated are that consumers fail to understand every insurance treaty carefully when they apply for insurance, which eventually leads to the need to settle claims. Because the claim is not within the scope of insurance products, the insurance company refuses to pay.
In this case, many consumers will feel cheated, so be sure to understand every insurance treaty when buying insurance products.