Extended data:

I. Introduction of Q9 Intelligent Investment:

1, Q9 Smart Investment is the abbreviation of Shanghai Q9 Cloud Intelligent Technology Co., Ltd., which generally refers to Q9 Smart Investment Stock Learning Software. It is a practical stock learning software, which provides stock learning and services for investors with different needs and usage scenarios through PC and APP products based on big data, AI computing and financial technology.

2. Shanghai Jiufangyun Intelligent Technology Co., Ltd. was established on1June 65438+August 09, 1996, and its registered address is Room 202, No.689 Zhenhai Sheng Road, Shanyang District, Shanghai. Its shareholders are Shanghai Fudong Culture Media Co., Ltd., Shanghai Qifu Business Consulting Center (Limited Partnership) and Shanghai Xinhuitong Investment Consulting Co., Ltd. ..

3. The business scope of Shanghai Jiufangyun Intelligent Technology Co., Ltd. includes securities investment consulting; The second value-added telecommunications service. Technical service, technical development, technical consultation, technical exchange, technology transfer and technology popularization; Data processing services; Software development; Information system integration service; Marketing planning, etc.

Second, how to choose the investment platform:

(1) compliance

1. Compliance and legality are the primary considerations before all investment activities. 2065438+August 2006, the Interim Measures for the Management of Business Activities of Peer-to-Peer Lending Information Intermediaries was promulgated, which clearly stipulated the upper limit of lending, strengthened the protection of investors' capital security and the control of platform risks, made the industry more standardized and rational, and returned the online lending platform to the essence of inclusiveness through small amount and decentralization. Embrace supervision, and when the loan amount exceeds the scope of laws and regulations, turn around as soon as possible!

2. Secondly, whether the website industry regulations are complete or not is also the basis for the legal compliance of the display platform. For the platform of internet finance, it is the most basic to have the national authority certificates such as the electronic logo of industrial and commercial network supervision, the anti-fraud system certification of China Electronic Commerce Association, the national safe and trusted website certification, the integrity website certification, and the security alliance reputation enterprise certification.

(2) assets

1, which solves the problem of legal compliance and reaches the core issue that investors are most concerned about: the investment judgment of the platform. In the era of compliance, the number of operating platforms has decreased, but the overall scale has shown an upward trend. On the one hand, it shows the healthy development trend of the industry in the post-regulatory era. On the other hand, those platforms that have gone through "big waves" are bound to return to the essence of inclusive finance, and constantly explore and innovate on the "compliance road" to enhance their competitiveness, among which "high-quality assets" will become the core of platform competitiveness.

2. It is no exaggeration to say that the quality of the asset side is directly related to the vital interests of every investor. The asset side is both a source and a purpose. Without the asset side, risk control and safety cannot be discussed.

(iii) Income

Returning to the original intention of investment, the purpose of financial management is undoubtedly to earn income. For investors, after ensuring safety and asset quality (platform risk protection), the higher the income, the better.