First, AIA-a century-old enterprise
AIA came to the mainland from 19 19, but it didn't continue to operate in 100. In the middle, the mainland market was abandoned for various reasons, and it was not officially settled until 1992. At present, it is headquartered in Hongkong, China, and set up a branch in Shanghai in the same year. In terms of time, it can be regarded as a century-old enterprise.
Second, AIA-the only wholly foreign-owned insurance company.
It is precisely because AIA is the first foreign insurance company to enter China that it successfully circumvented the restriction that the proportion of foreign investment should not exceed 50% of the company's total share capital and became the only wholly foreign-owned insurance company in China.
Three. Aia announces latest solvency
Solvency represents the insurance company's ability to claim compensation, which is the basic index to measure the financial situation of insurance companies. The higher the solvency, the more stable the financial situation of the insurance company, and the less likely it is to go bankrupt.
The newly announced core solvency in 2020 is as high as 464.37%, which shows that the company has abundant funds and does not have to worry about bankruptcy.
So what are the insurance companies with high solvency? You can poke here to find out: solvency ranking | Which insurance company can best "compensate" in 2020? 》
Iv. AIA hot-selling products
AIA's main business is life insurance, including critical illness insurance, medical insurance, accident insurance, life insurance and annuity insurance. I have arranged all the main products in this table:
Whether AIA's products are worth buying depends on which products. I briefly introduce a product, taking AIA's critical illness insurance "Quanyou Xianghui 20 19" as the evaluation object:
Advantages:
1. Adequate protection: 100 60 kinds of severe diseases include high incidence of severe diseases and mild diseases, including death and total disability protection;
2. Flexible choice of protection: you can choose multiple compensation for serious illness, multiple compensation for cancer, accidental injury protection and exemption of the insured.
Insufficient:
1. The first two minor illnesses only pay 20% of the insured amount, which is not practical, and there are hidden groups.
2. The cost performance is not high, and the premium burden is heavy, which is not suitable for working families to buy.
Generally speaking, AIA has a strong background, but there is still a certain gap from the "big" companies in China. If you want to buy insurance, you should pay more attention to the product itself. It is suggested to compare similar products: "Top 10 popular critical illness insurance stocks worth buying! 》
Hope to adopt!
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Source: Xueba said that insurance official website