Now this certificate depends on how you look at this issue, because this content is badly needed in the current ordinary job market, because the credit market in China is unstable and the state has not made a good plan in this regard. Although we are now trying to do this project and standardize this problem, you know it is not a matter of one or two days. But in the high-end job market, this certificate and position have the ability to stand out. First of all, its awareness is not high, and some large well-known enterprises will have real credit managers, such as Suning, Gome, Alibaba and so on. As soon as the state makes such a policy, it will equip them with such talents as soon as possible. But now other enterprises need such talents, especially companies that need to sell on credit, no matter how big or small. Because companies need to cooperate with banks and other companies to obtain funds, and banks and well-known enterprises need to know your credit rating, the credit manager plays the role of middleman. The basic skills that this middleman needs are the knowledge he learned in the training process, and the qualification certificate is what he needs. So whether it is useful or not depends entirely on your own development direction.

(2) What is a credit manager?

Credit manager refers to a professional who uses the professional knowledge of modern credit economy, credit management and related disciplines, follows the basic principles of market economy, and uses credit management techniques and methods to engage in credit risk management of enterprises and consumers. He is also a professional engaged in credit risk management and credit investigation technology in enterprises. Credit manager is a new occupation in the era of credit economy, which has been included in the national occupational classification ceremony (20 15 edition), and the occupational category is 4-05-06-2.

Occupation setting is divided into three levels:

Assistant Credit Manager (National Vocational Qualification Level 3)

Credit Manager (National Vocational Qualification Level II)

Senior Credit Manager (National Vocational Qualification Level 1)

Full-time vocational school education is determined according to its training objectives and teaching plan. Promotion training period: the assistant credit manager shall not be less than 160 standard hours; The standard hours of a credit manager shall not be less than130; The standard class hours for senior credit managers shall not be less than 120.

Training object

(1) enterprise financial management personnel, accounting firms, law firms and other relevant personnel;

(2) High-end professionals engaged in credit risk management and credit investigation technology;

(3) Professionals of various financial institutions, credit management services and other institutions;

(4) Relevant personnel engaged in operation, sales, finance and credit management in the enterprise;

(five) credit management, guarantee, rating, commercial collection and other credit service institutions;

(6) *** Personnel engaged in credit management in economic management departments and trade associations;

operating duty

(1) Establish an effective enterprise credit management system;

(2) Formulate enterprise credit system and credit policy;

(3) Credit and enterprise credit rating, customer credit management;

(4) Customer credit investigation and evaluation, accounts receivable management and commercial accounts collection;

(5) In the early stage of the transaction, conduct credit investigation and evaluation on the transaction object, and determine the credit limit and credit release period;

(6) in the middle of the transaction, strengthen the management of accounts receivable and take necessary measures to transfer the creditor's rights of risk protection enterprises;

(7) In the later period of the transaction, collect overdue accounts;

(8) Use professional credit management technology and professional credit database to prevent risks and open up markets.

(3) What is the gold content of this credit manager certificate?

Although it is currently unpopular, its development prospects are promising.

The market prospect of "credit manager" is broad. With the gradual establishment and improvement of China's credit management system, the market demand will continue to increase. In the next five years, China needs at least 500,000 credit management managers with an annual salary of 250,000-500,000, and millions of credit management professionals. There is a huge gap in professional and technical personnel of credit management, especially high-end talents, and professionals with professional qualification certificates of national credit managers have broad prospects.

The post of "credit manager" guides employment. On May 22, 2008, the Ministry of Finance, the National Audit Office and other ministries and commissions jointly issued a document, requiring enterprises to strengthen internal control management, clearly proposing the establishment of a credit risk management system, setting up credit management departments and posts, and requiring all listed companies to implement this requirement from July 1 2009. It fully shows that the construction of China's credit management system has turned a new page.

(4) How to test the national credit manager?

The state suspended the national unified examination for credit managers; The state devolves power to the provinces to conduct overall research; So similar to Guangdong credit manager, it is a national credit manager; It's just that the examination place is different; The certificate is certified by the state and can be found on the national OSTA website.

5] Who is the credit manager suitable for?

Hello, landlord. Before the project came, China * * * was promoting the credit management system free of charge and issued many policies and regulations. This year is also an important year for comprehensive promotion, but the professional gap of credit managers is very large. All walks of life have gradually integrated into the concept of credit management system. At present, industries with high credit managers are needed, such as law firms and accounting firms, because these industries can present third-party credit rating reports to enterprises. This report needs to be signed by a qualified credit manager. There are also some industries that can do credit risk assessment for enterprises, and all need credit managers. Resources //chinacmd/channels/ 10

[6] Credit Manager

Credit management department

1, awarded by Ministry of Human Resources and Social Security, enjoys the same treatment as professional titles.

2. Individuals can affiliate with the credit rating agencies and enjoy the affiliate fees.

3. Intermediaries can train 3-5 professional credit personnel, apply for registration of credit rating agencies, and carry out credit rating and credit evaluation business.

4. Large and medium-sized state-owned and private enterprises are equipped with 1-2 full-time credit managers with professional qualification certificates of credit managers to improve the credit rating of enterprises. Enterprises with high credit rating are given priority in loans, bidding and * * * procurement.

5. The professional qualification certificate of credit manager is the proof that the holder has the professional knowledge and skills required for credit management, the basis for hiring personnel for credit management positions, and the certificate for engaging in credit management.

(7) Registration, training and examination of Qingdao credit manager qualification certification

Greider Enterprise Management is a cooperative organization of China Marketing Society in Qingdao. If you want to participate in the qualification certification, you can introduce the relevant matters of registration.

The certification requirements are as follows. According to your current situation, choose the one that suits you.

(1) The national vocational qualification level of the assistant credit manager is Grade III (meeting one of the following conditions)

1, and has been engaged in this occupation for more than 6 years.

2, with advanced skills as the training goal of technical schools, technician colleges and vocational and technical colleges, the professional or related professional graduation certificate.

3. Have a college degree or above in this major or related major.

4. Have a college degree or above in other majors and engage in this occupation 1 year or more.

5. Have a college degree or above in other majors, have been trained by the professional credit assistant manager to reach the required standard hours, and have obtained a certificate of completion.

(two) the national professional qualification of credit manager (with one of the following conditions)

1, and has been engaged in this occupation continuously for more than 13 years.

2. After obtaining the professional qualification certificate of the professional assistant credit manager, he has been engaged in the professional work for more than 5 years.

3. After obtaining the professional qualification certificate of the professional assistant credit manager, he has been engaged in the professional work for more than 4 years continuously, and has been trained by the professional credit manager to reach the required standard hours, and has obtained the certificate of completion.

4. Having worked in this profession for more than 5 years after obtaining the undergraduate diploma of this major or related major.

5. Have a bachelor's degree in this major or related major, and obtain the professional qualification certificate of assistant credit manager in this major, and have been engaged in this major for more than 4 years.

6. Have a bachelor's degree in this major or related major, have been engaged in this major for more than 3 years after obtaining the professional qualification certificate of the professional assistant credit manager, have reached the required standard hours after the professional credit manager training, and have obtained the certificate of completion.

7. After obtaining a master's degree or above, he has been engaged in this occupation for more than 2 years.

Among them, in the teaching arrangement,

(1) Assistant Credit Manager

On the basis of self-study, arrange 5 days of face-to-face tutoring. Among them, according to Article 5 of this level, students who have registered and obtained training qualifications will be given 5 days of face-to-face tutoring (calculated as 8 hours per day) according to the provisions of the National Professional Standard for Credit Managers that the training hours should not be less than 160 standard hours, accounting for 40 hours; In addition, students' self-study materials are 20 days (3 class hours per day, 60 class hours; The operation part is 60 class hours (if you have worked in the credit management department, you can provide the unit work certificate and related materials, which can be included in the operation class hours; Inexperienced people can apply to the organizer to arrange internships in relevant institutions).

(b) Training of credit managers

On the basis of self-study, arrange 5 days of face-to-face tutoring. Among them, according to Article 6 of this level, students who have registered and obtained training qualifications are given 5 days of face-to-face tutoring (calculated as 8 hours per day) in accordance with the provisions of the National Professional Standard for Credit Managers that the training hours should not be less than 130 standard hours, accounting for 40 hours; In addition, students' self-study materials are 20 days (2 class hours and 40 class hours per day; The operation part is 50 class hours (if you have worked in the credit management department, you can provide the unit work certificate and related materials, which can be included in the operation class hours; Inexperienced people can apply to the organizer to arrange internships in relevant institutions).

Training fee: 2,800 yuan/person for assistant credit manager and 3,300 yuan/person for credit manager. Accommodation is generally arranged by the conference group, but the expenses are self-care!

(8) How should a credit manager register?

Credit managers need to study and take exams from the beginning, that is, assistant credit managers, and then credit managers. It seems that you need to graduate from college to take the exam. The following are the application conditions and teaching arrangements for assistant credit managers, hoping to help you. I don't know where there is training and registration in Jinan, but I only know where to register for study in Qingdao, because a friend took the credit manager exam before. The training fee for assistant credit manager in Qingdao is 2800 yuan, and it is the price of the previous two years. I wonder if the price has gone up now.

First, the assistant credit manager's national vocational qualification level 3 (with one of the following conditions)

(1) Engaged in this occupation for more than 6 years.

(2) Technical schools, technician colleges and vocational and technical colleges aiming at training advanced skills.

Diploma in industry or related field.

(3) College degree or above in this major or related major.

(4) Have a college degree or above in other majors and be engaged in this occupation 1 year or more.

(5) Have a college degree or above in other majors, have received formal training with standard hours stipulated by professional assistant credit managers, and have obtained a certificate of completion.

Second, the teaching arrangements

According to the national professional standards for credit managers, the training of credit managers at all levels consists of three parts: self-study, face-to-face teaching and practical operation. The training time at all levels is as follows:

(1) assistant credit manager training: students study for 60 hours (calculated as 3 hours per day, 20 days in total), teachers teach for 40 hours (calculated as 8 hours per day, 5 days in total), and practice for 60 hours, that is, 160 hours.

(2) Training of credit managers: students study for 40 hours (calculated as 2 hours per day, 20 days in total), teachers teach for 40 hours (calculated as 8 hours per day, 5 days in total) and practice for 50 hours, totaling 130 hours.

Among them, those who have worked in the credit management department and can provide work certificates and related materials can be included in the actual operating hours; Inexperienced people can apply to the organizer to arrange internships in relevant institutions.

(9) Is the credit manager a nationally recognized qualification certificate?

I just learned that it belongs to the national occupational classification, an emerging industry, and the certificate belongs to the human society department. I feel ok.

⑽ What are the requirements for applying for an intermediate credit manager?

The credit manager applies in April, June, 65438+ 10 and 65438+February every year.

The conditions for applying for the credit manager qualification certificate are as follows:

Level 3 Credit Manager (one of the following conditions)

1. Have been engaged in this occupation for more than 6 years continuously.

2. Have a diploma of this major or related major in a technical school, technician college or vocational and technical college with advanced skills as the training goal.

3. Have a college degree or above in this major or related major.

4. Have a college degree or above in other majors and engage in this occupation 1 year or more.

5. Have a college degree or above in other majors, have been trained by the professional credit assistant manager to reach the required standard hours, and have obtained a certificate of completion.

Credit Manager II (one of the following conditions)

1. Continuously engaged in this occupation 13 years or more.