The work is as follows:

Overall, the performance pressure is relatively high.

Working in a loan company, I am mainly responsible for the marketing of loan business, grasping the potential customers to promote the company's credit products, doing business positioning and customer questions and answers in my daily work, handling the reception of various businesses for customers and solving various problems encountered by customers in the process of handling business.

At work, we must conduct an all-round audit of loan customers and be familiar with the information of borrowers and guarantors. This job requires not only strong communication skills, but also strong judgment. Actually, this job is more like a salesman. The incumbent should have strong endurance and pressure resistance, do more business, take more orders, get more commission and earn more money.

Introduction:

Loan (electronic IOU credit loan) is simply understood as borrowing money with interest.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.

Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.

How about the loan intermediary work in Hangzhou?

Advantages of loan intermediary: high income and free time.

Disadvantages: influenced by the policy, the work is not decent.

Really, after seven years in the financial industry, I can't find anything wrong except being pointed out by my family that my work is not very good. Income exceeds that of peers by at least 95%. Those who earn more than me are basically people whose work intensity and mental stress are far greater than mine. Looking at the income and happiness index comprehensively, it is not an exaggeration for me to list myself as 1%.

Of course, the biggest problem for newcomers in this line is that they accumulate slowly in the early stage and may earn more money. However, any sales industry is like this, and it is impossible to get off to a smooth start. If so, everyone will do sales.

Sales are bitter before sweet. As long as you get through this difficulty, you will find that there will be a hundredfold return in the future.

How is the loan officer's job?

How is the loan officer's job?

Under the modern economic model, loan officers play an increasingly important role as a bridge, which is the link between enterprises and other commercial institutions and banks. Loan officers help potential customers to apply for loans. At the same time, credit personnel should collect specific information of individuals and enterprises, and analyze the borrower's credit status and repayment ability to ensure the reliability of decision-making. Loan officers also provide guidance to customers who have difficulties in traditional loan credit requirements, including: providing the best type of loans for specific customers and explaining their specific requirements and restrictions. Modern loan officers lack senior talents, especially those with good quality, good employment prospects and good treatment. Loan officers can develop into bank account managers through the accumulation of certain experience. Income is calculated according to performance, and the average monthly basic salary is about 2000 yuan. Different banks have different assessment systems, and the income of loan officers varies greatly. Generally, the monthly deposit is 6.5438+million, and the annual income is about 70,000. The monthly deposit exceeds 30 million, and the annual income is basically guaranteed to be above 6.5438+million.

The annual salary of ordinary bank loan officers: not so high for beginners, generally around 60,000, which is a good figure for newcomers. Banks can be roughly divided into three categories: state-owned banks, joint-stock banks and foreign banks. The income rankings of these three categories are: foreign banks, joint-stock banks and state-owned banks.

If it is done well, the annual salary of loan officers in state-owned banks can be12-150 thousand. The rule of this line is to speak with ability, and income fluctuates with personal performance. The more active the deposit and loan business, the higher the income.

Analysis on the Employment Prospect of Loan Officers

According to the statistics of job recruitment information released by regional enterprises in the past year, the vertical axis is job demand (unit: one) and the horizontal axis is recruitment time. The higher the peak curve, the greater the demand. On the contrary, there is less demand.

What kind of people do loan officers recruit? Work experience and salary trend of loan officers.

What's the job of the loan specialist?

The loan specialist does a good job.

1, high salary, salary range from 9k to 14k/ month.

2. Pay five insurances and one gold, and receive paid training.

3, 9 to 6, normal rest on holidays.

4. Promotion: The company is developing rapidly and has the opportunity to compete for management positions internally.

5. Nature of work: no need to go out and bask in the sun, serving registered customers.

So much for the introduction of loan work.