Fan, Bank statement:
Dear leaders and colleagues,
Xxxxxx Sub-branch's deposit in X month and X day in 20 1x year is xxx million yuan (excluding wealth management), which is xx million yuan less than that at the beginning of the year, and xx million yuan for wealth management, which is xx million yuan more than that at the beginning of the year. The loan was 65,438+0,000 yuan, including 20,000 yuan for small and medium-sized enterprises, an increase of 20,000 yuan over the beginning of the year and 20,000 yuan over the same period last year. Although the loan has increased, it failed to complete the task of increasing the loan by xx billion yuan this year in time.
In the face of the decline in deposits, the sub-branch organized all employees to seriously analyze and discuss the following problems in the work of 20 1xx in the first half of the year:
1, the stability of various deposits. This year's deposits are mainly demand deposits, which have a great impact on public deposits. Although the current marketing activities are all promoted by expanding the customer base, the activities are slow to make up in a short time because the amount of cash withdrawal in January is too large. In addition, last year, we pursued the rapid growth of deposits too much, without considering the sustainability of growth, which led to the skyrocketing and plunging this year. Personal demand is mainly the growth of financial management and the fluctuation of downstream customers of small loan companies. Breaking the dependence of large households is the main work direction in the second half of the year.
2. The business level needs to be improved. This year, the counter pressure has increased compared with last year, and the number of low-end customers has increased significantly, which has increased the counter workload to some extent. In addition, the agency business of other banks accounts for more than 40% of the total business, and the reduction of retirees leads to a decline in work efficiency. Therefore, how to improve work efficiency is the main contradiction on the counter.
3. Loan marketing and post-loan management need to be strengthened. Small businesses and individuals in sub-branches operate xxx customers, and account managers are busy with pre-loan investigation and loan issuance, which leads to the weak link that is easily overlooked in post-loan inspection. Account managers pay more attention to the business before and after the loan, paying more attention to assets and paying less attention to liabilities, which has a certain impact on deposit marketing.
According to the work in the first half of 20 1x, the sub-branch mainly does the following five things in the second half.
1, continue to strengthen the marketing of small enterprises. First, continue to do a good job in the publicity and marketing of small businesses and continue to go deep into the surrounding markets to complete street sweeping activities. Second, actively promote market loan business and credit business innovation. The third is to conduct business marketing in circles and chains. Fourth, focus on business marketing of development zone and xxx industrial park. Fifth, strengthen post-loan management. In particular, small loan companies are required to do a post-loan inspection once a month and extend it to their personal downstream customers.
2. Strengthen basic customer maintenance and family expansion projects. First, actively increase the marketing of public accounts and strive to achieve a breakthrough in fiscal deposits. The second is to increase the fund business marketing in xxx New District and shanty towns. Third, continue to improve the high-end customer information database and strengthen the maintenance of existing customers.
3. Continuously strengthen the quality and civilized service of the counter.
4. Strengthen staff training and build an excellent business team.
In a word, our branch strives to catch up with all the tasks completed in time in the third quarter.
Thank you!
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Bank statement speech model:
Dear leaders and colleagues,
Hello everyone!
Just now, I was touched by the speeches of President X and President X, especially their attachment to xx branch. I feel very honored and happy to come to xx Branch to work and live with you today. Here, I sincerely thank the Municipal Party Committee for its trust and trust, President X and Director X for sending me to my post, and President X and everyone for their warm welcome.
Xx Sub-branch has always been a great contribution of xx-x, and has a decisive position in the history of X city. In particular, the team members headed by President X led all the staff, made great efforts and made concerted efforts with Qi Xin, which made great progress in various businesses of xx Branch, further improved staff morale and internal and external image, and made internal control management leap to a new level, creating a glorious period in the development history of xx Branch.
As a successor, I deeply feel the weight of the appointment of the municipal party Committee, the heavy burden on my shoulders, the great pressure of taking responsibility, and the lack of knowledge, ability and experience. Personally, it is not only a brand-new career, but also a brand-new field. Many aspects need me to be familiar with and master as soon as possible. It can also be said that this is not only a test of my personal ability and knowledge level, but also a comprehensive review of the cohesiveness and combat effectiveness of our new team and employees.
However, I am convinced that with the correct leadership of the Municipal Party Committee, the solid foundation laid by President X and previous X people, the strong support and help of all departments and offices of the municipal bank, and through the joint efforts of all our employees, I have the confidence and determination to change my role as soon as possible, adapt to the environment, carry forward the fine traditions of X Branch, and live up to the trust of the organization and the hope and love of employees. At the same time, I sincerely hope that President X and President X can teach me the valuable experience accumulated over the years without reservation, and I sincerely hope that you will supervise and help me.
For the same goal, for the glory of xx Branch, I have the determination and confidence to lead everyone to work hard, help each other in the same boat, spare no effort to make all the work detailed, practical and accurate, and hand in a qualified answer sheet to the Party Committee and all the staff.
Thank you!
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Bank statement speech Fan Wensan:
Dear leaders of municipal branches, excellent bancassurance partners under their jurisdiction:
Good afternoon everyone!
I'm xxx, the financial manager of the sales department. Engaged in bancassurance for nearly two years. First of all, I would like to thank the leaders of the company for their cultivation and trust in the past two years, and also thank all the partners present for their support and help.
On this day of saying goodbye to the old and welcoming the new, and when the company has made a good start, on behalf of all the financial managers of the company, I make the following statement.
After-sales service and the secondary development of bancassurance customers are the main tasks of our financial manager at present. In the work, we must first adhere to the principle of honest management, adhere to the concept of service first and professional success, drive business with service, and carry out secondary development of customers in time while providing quality services to customers, especially the development of efficient delivery products.
As a new force in the bancassurance front, to be worthy of this title, we should not only learn the bancassurance products in this industry, but also learn the product mix of other channels and understand the product structure of peer companies. I firmly believe that the growth of our wealth management manager will definitely add wings to our bank insurance and tiger pounce. Let's join hands with the account manager of xxxx to contribute to the company's business and the business sprint in the first quarter.
Thank you!