Time flies and our work has entered a new stage. In order to better develop our work in the future, it is time to plan the next step! Didn't you know when you drew up a plan? The following are three personal work plans of the company's financial personnel I collected for you, hoping to help you.
According to the unified arrangement and deployment of the office meeting of rural credit cooperatives, combined with the actual background management work under my jurisdiction, and on the basis of the previous year's financial management experience, the company's financial staff 1 individual work plan carefully analyzes the future development situation of credit cooperatives. After research, it is determined that the working idea and guiding ideology of the trade union finance department in 20xx is "closely surrounding the trade union business work; Seize the opportunity of policy support during the reform period; With the goal of improving the economic benefits of the whole jurisdiction, we will pay close attention to the implementation of the system, strengthen financial management, speed up the pace of electronic construction, prevent the operational risks of various businesses, and fully complete the financial objectives and tasks issued by the municipal office. " To this end, the following work plan is formulated:
First, formulate job responsibilities, improve business operation processes and strengthen the implementation of various systems.
1, formulate the operating rules for accounting, cashier and savings of credit cooperatives.
This year, the Finance Department of our bank will work out the daily operating procedures for accounting, cashier and savings that are suitable for our jurisdiction according to the newly compiled financial system and the daily accounting and cashier work practice of credit cooperatives, combined with various system documents issued by the provincial association. In terms of financial management and payment and settlement, it is necessary to optimize all aspects of accounting and cashier business, unify all businesses in caliber and standards, make the accounting and cashier work of credit cooperatives truly enter a standardized channel, and effectively put an end to blind operation and diversification of operation methods. In addition, we also concentrated on a pilot site, led by our finance department, to solve practical problems in the operation of credit cooperatives in time, and then organized standardized learning and exchanges between accounting and cashier personnel of credit cooperatives, so that the accounting and cashier operation processes were completely unified and the accounting and cashier work of credit cooperatives gradually developed in an efficient and scientific direction.
2, the establishment of credit cooperatives business operation assessment methods, improve the reward and punishment system.
In order to further strengthen the implementation of various measures of credit cooperatives, improve the business operation ability of backstage staff, and effectively promote employees to handle business according to operating procedures, this year, the Finance Department of our department will comprehensively establish and improve the business operation assessment methods of credit cooperatives, fully combine daily business with microcomputer processing, strengthen the assessment of backstage staff in system implementation, and formulate detailed reward and punishment methods. So as to effectively improve employees' awareness of operating business according to laws and regulations, ensure the normal development of various businesses under their jurisdiction and the safety of operating business throughout the year, and promote our county.
3, the establishment of credit cooperatives background office responsibilities.
In order to make the financial management of credit cooperatives more standardized and the post responsibilities of accounting personnel more clear, this year, the Finance Department of our department will formulate the post responsibilities of the backstage staff of XX county rural credit cooperatives in accordance with the spirit of the municipal organization. In the responsibilities, the responsibilities and authorities of background posts such as accounting, savings, microcomputer and cashier are defined, the business scope of each post is stipulated, and the requirements of cooperative operation of each post are put forward in the post responsibilities, which further standardizes the accounting operation. Improve employees' sense of responsibility and ideological consciousness, guide employees to operate according to rights and regulations, and improve the self-discipline of backstage employees.
Two, do a good job in the cost verification of credit cooperatives, and continue to do a good job in the daily inspection of credit cooperatives.
1, scientifically verify the financial expenses of credit cooperatives.
Whether the verification of cost index and financial operation index of credit cooperatives is scientific and reasonable is directly related to the completion of the annual target plan of credit cooperatives. This year, according to the requirements of the office meeting of the superior bank and the associated press, we will carefully calculate and scientifically calculate various financial expense indicators. To this end, our finance department will focus on three aspects: (1) Based on the figures in the year-end final accounts, carefully analyze the financial data of the previous year and reasonably verify the expenses of each unit in that year. (2) Organize the credit cooperatives to make annual business forecast, and carefully prepare the 20xx annual financial revenue and expenditure plan, especially the operating expenses, in combination with the relevant financial policies and the needs of this year's work. Each expenditure should be fully justified and executed as planned after being examined and approved by the Associated Press. (3) According to the expense quota and financial indicators approved by the superior bank at the beginning of the year, reasonably adjust the total annual expenses of each institution. On the one hand, this will enable the credit cooperatives to establish a more scientific restraint mechanism at the beginning of the year. On the other hand, we also have a certain basis for the verification of financial expenses under the jurisdiction of the credit cooperatives, which will lay the foundation for the formulation of the annual financial plan and the development of financial work of the credit cooperatives.
2. Do a good job in the daily financial inspection of credit cooperatives.
In order to ensure the legality and compliance of the fees of credit cooperatives, the annual fee approved limit shall be implemented to prevent credit cooperatives from overspending and bypassing fees. This year, our financial department will strengthen the inspection of financial expenditure. On the one hand, the finance department will carry out regular expense inspection, on the other hand, it will carry out irregular inspection, and will also try to pull the data disk and original vouchers of the credit cooperatives to the credit cooperatives for off-site inspection in 20xx, with the ultimate goal of making every expense of the credit cooperatives legal and compliant, and gradually strengthen the on-site and off-site supervision of the credit cooperatives by the credit cooperatives, laying the foundation for comprehensively completing various financial indicators in 20xx.
3 continue to do a good job in the management of important blank vouchers of credit cooperatives.
For the management of important blank vouchers, this year we will continue to intensify the inspection and improve the management level. As our jurisdiction plans to set up 46 new branches in 20xx, the management of important vouchers is more important, especially the unified management of important blank vouchers of main institutions, branches and savings offices. In addition to on-site inspection, the internal affairs director of credit cooperatives is also required to conduct a comprehensive inspection of important blank vouchers of main institutions, branches and savings offices every month. Credit cooperatives must designate a special person to check the important blank vouchers of the office outlets under their jurisdiction every month, and truthfully fill in the inspection register and work table for inspection. This year, the Ministry of Finance will strive to make the management of important vouchers to a new level. working face
4. Strengthen the management of current accounts of credit cooperatives and do a good job in ensuring funds.
In recent years, there are more and more financial cases in the process of fund settlement between banks and enterprises, and the management of funds in transit between banks is becoming more and more important. In view of this situation, in order to nip in the bud, this year, the Finance Department of our bank will further strengthen the current account management on the basis of previous years to ensure the business safety of credit cooperatives. In the current account management, on the one hand, our finance department will timely issue relevant documents to strengthen the current management of credit cooperatives; On the other hand, the non-bank bookkeeper is appointed to check the bank current account, and the printing and recovery time of the statement is also stipulated for bank-enterprise reconciliation; Third, in order to ensure the implementation of this system, in 20xx, the finance department continued to require credit cooperatives to recover the statements before xx every month, carefully check the statements between banks every month, and make reconciliation records, with clear responsibilities and rights; At the same time, strengthen the reconciliation between banks and enterprises, require credit cooperatives to conduct a comprehensive reconciliation in the first quarter, and bind them into files in the order of account numbers next month to ensure the safety of bank-enterprise business transactions without accidents.
Third, do a good job in business training, improve the quality of employees, and make unremitting efforts to provide quality and civilized services.
1, do a good job in the business training of credit cooperatives and do a good job in the skill competition of credit cooperatives.
The backstage staff of credit cooperatives are responsible for the payment, settlement and accounting of the whole jurisdiction, and their quality directly affects the office efficiency and accounting level of credit cooperatives. Therefore, back office business training and skill competition have become an indispensable part of the annual work of the Finance Department. This year, we will improve the quality of our employees through the following aspects.
(1) Conduct business operation training for office staff in the whole jurisdiction.
This year, our finance department will formulate the operating rules for accounting, cashier and savings of credit cooperatives. In order to make the employees of credit cooperatives really better apply the operating procedures to practice, we will carry out training on new business operating procedures in 20xx. Through this training, employees will fully accept the operating points of various businesses and make the established operating procedures play their due roles.
(2) Do a good job in computer construction training of credit union savings offices.
In 20xx, 46 new savings branches will be planned in our jurisdiction, and it is imperative to realize the computerization of savings offices. On-site work time is tight and the task is heavy. How to do the field work efficiently and stably is a problem that we need to solve. Therefore, we first formulated the "XX County Union Savings Office Site Plan" by the Finance Department to make overall arrangements for savings and company system site work, and then deployed a microcomputer from various credit cooperatives. Train the above scheme, focusing on the common problems and basic operation steps in the use of daily office procedures, especially the operation flow and matters needing attention in the transplantation of public and savings systems, organize training to continuously improve the microcomputer operation ability and general problem-solving ability of credit cooperative employees, and finally complete the above work of the new savings office efficiently and steadily; On the other hand, the microcomputer operation level of microcomputer administrators of credit cooperatives has really reached a new level.
(3) continue to do a good job in business skills competition.
There is no competition without competition, and there is no progress without competition. Therefore, we will continue to organize skill competitions, and reform the assessment content according to the actual situation, focusing on the skills that need to be improved and mastered in daily work.
The past year, for me, was a very special and meaningful year. In this year, I stepped into a new milestone in my life. During this year, I led all my colleagues in the Finance Department, with the care, care and support of business leaders, and with a high sense of responsibility, I adhered to my duties and developed pragmatically, pushing the development of the branch to a new level. The following is my personal work summary report for 20xx years:
First, start from the foundation, pay attention to personnel quality training, and ensure the stable operation of the branch.
1. Establish and improve various rules and regulations to lay the foundation for accounting and cashier work. This year, according to the requirements of business development and management, I revised the old responsibilities and systems, supplemented the new responsibilities and systems, defined the responsibilities and objectives, supplemented and established some new systems according to the principle of filling vacancies, which played a positive role in strengthening internal control and preventing risks of sub-branches. Especially in view of the high monthly error rate of xx, xx was formulated and issued in time, which effectively curbed the spread of risks.
2. Strengthen supervision and inspection to ensure the work of accounting cashier. During the year, on the one hand, strengthen the assessment, implement the mechanism of linking work efficiency, assess the error rate every month, urge the problem to be rectified, eliminate the hidden dangers of accidents in time and solve the problems. On the other hand, we should strengthen inspection, change the accounting check mode, and adopt a combination of regular and irregular inspections to find out the difficulties and key points in the work in time, prescribe the right medicine, and effectively prevent business risks.
3 people-oriented, strengthen the quality training of accounting and cashier professionals, and further realize the standardized management of accounting and cashier work. During the year, we mainly did the following seven tasks:
1. Actively provide good service, persistently provide high-quality and civilized service, and establish a sense of service.
2. Adhere to the business learning system, learn new documents in a unified way, list the problems and difficulties encountered in actual operation, and seek solutions through research and discussion.
3, adhere to the assessment and economic benefit indicators.
4. A reconciliation team with the backbone as the main body was established.
5. Actively organize the entrance examination for tellers.
6. Cultivate front-line employees to consciously develop the habit of reviewing subpoenas.
7. Conduct irregular skill competitions and knowledge competitions, strengthen the cultivation of employees' comprehensive ability, and improve the quality and efficiency of settlement work.
Two, do a good job in financial work plan, strengthen cost awareness, standardize financial management, and strive to improve economic efficiency.
1. In order to better complete the annual financial work, I have carefully formulated the financial revenue and expenditure plan in strict accordance with the financial system and regulations, submitted various financial information in a timely, complete and accurate manner, and conducted detailed financial analysis at the end of each quarter. When buying an asset, first approve the asset, and then buy it. In terms of fixed costs, employee welfare funds, trade union funds, employee education funds, endowment insurance, medical insurance, unemployment insurance, housing accumulation fund, depreciation of fixed assets, amortization of long-term amortization assets, interest payable, etc. Accurate calculation, provision and payment throughout the year shall be charged according to the sub-subject of operating expenses.
2. Special accounts and special management shall be implemented for expenses. A special account for operating expenses has been set up in the temporary deposit account to specifically account for operating expenses, a corresponding manual ledger has been established, and a personal examination and approval system has been implemented to strictly distinguish between business operating expenses and expenses. In the use of expenses, reduce unnecessary expenses, practice strict economy, and get the maximum profit with the least funds. The total annual expenditure of 20xx is10,000 yuan, an increase of10,000 yuan or% over the previous year. Realized revenue of billion yuan, an increase of billion yuan or% over the previous year. As can be seen from the above data, the growth rate of income is x times that of expenses. In the cost management, we should strictly control the cost index according to the spirit of the documents issued, conscientiously implement the examination and approval system, do a good job in daily accounting treatment, and explain the purpose of the expenses and the expenses charged in proportion according to the provisions of the financial system, so that the leaders can grasp the whereabouts of the expenses. According to the head office's expense rate assessment standard for the whole year, the actual expense rate of the branch was%, saving X percentage points, and the total expense did not exceed the annual expense control index issued.
Third, fulfill their duties and earnestly strengthen their own construction.
While doing a good job in management, we should pay attention to strengthening our own construction and enhance our ability to control our work. Strengthen study and constantly enhance the principle and foresight of work. Adhere to the style of seeking truth from facts, resist and oppose negative phenomena of corruption, actively help solve problems in practical work, and rely on honest attitude towards life, serious attitude towards work and scientific attitude of seeking truth from facts to promote the development of all work. Strengthen unity and cooperation and do not engage in individualism.
Four. Ideas and priorities for next year's work
1, tap human resources and mobilize all positive factors. Based on the existing personnel, according to the knowledge structure and quality of the current personnel, determine the training focus, enrich the training forms, and increase the training intensity, especially the special training for business backbones.
2. Reduce costs and promote stable growth of benefits. First, strengthen cost management and reduce the loss of cost funds. The second is to strengthen settlement management and maximize available funds. The third is to allocate funds reasonably and improve the utilization rate of funds. Carefully calculate the flow of funds, minimize invalid funds and inefficient funds, and strive to maximize returns. The fourth is to reduce costs and enhance profitability. Fifth, do all kinds of financial calculations accurately to provide basis for bank leaders to make decisions.
3. Give full play to the "role" of functional departments, strengthen management and speed up work efficiency.
Looking back on one year's work, I paid a lot of hardships and efforts, and gained some gains and joy. What is important is to enrich and exercise myself. Although my work has made some achievements, there are still many shortcomings, which need to be improved in the future work. In the face of the ever-changing financial and economic situation, financial work has a long way to go, and its achievements will always belong to the past. In my future work, I will constantly improve and improve my work level.
In the new year, the financial department will, as always, closely focus on the overall business thinking of the company, strictly manage it, and actively be a good staff for the company's leadership and business decision-making. The work plan of the finance department has the following work arrangements and plans.
First, take the overall situation into consideration, obey the leadership and be firm in objectives.
The work plan of the Finance Department The financial budget at the beginning of the year was formulated by the collective opinion of the employees' congress of the company, which reflected the overall business objectives and tasks of the company in the new year. All staff in the finance department should have a correct attitude, give full play to their subjective initiative, always focus on the overall situation of the company and complete all tasks arranged by the company to the letter.
1. Arrange funds scientifically and reasonably according to the financial budget, and give full play to the efficiency of fund use. At ordinary times, we should actively provide comprehensive and accurate economic analysis and suggestions, and be a good staff member for company leaders' decision-making.
2. Actively strive for policies. Actively use industry policies, use your brains, find ways, strive for preferential policies from banks and other relevant departments, and seek the greatest economic benefits for the company.
3, in-depth study of tax policy, reasonable tax avoidance to increase efficiency. In the new year, all financial personnel should strengthen the research and study of tax policies and regulations, strengthen contact and coordination with tax authorities, and increase benefits for the company through reasonable tax avoidance.
4, the finance department work plan to do a good job of electricity collection accounting, rational allocation of funds, complete the annual budget. In recent years, the procedure of electricity charge recovery has been gradually standardized, the market of high energy-consuming enterprises has picked up, and the effect of electricity charge recovery has been remarkable, which has brought positive and beneficial effects to the cash flow of enterprises and put forward higher requirements for financial liquidity management. 14 to adapt to the new situation, further strengthen the analysis and management of working capital, and seek the best interests for the company.
5, do a good job in the management of fixed assets. All assets should bring benefits to the enterprise. Xx should strengthen the disposal of idle assets and scrapped assets, and strive to improve the profit rate of assets.
Second, the work plan of the finance department should strengthen management, tap potential and increase efficiency, and serve the realization of production and business objectives and the growth of benefits.
Management is a productive force and a guarantee for the normal operation of enterprises. Management is the key link to improve the core competitiveness of enterprises. The establishment of innovation mechanism must be guaranteed by management, which is eternal for enterprises. To this end, the Ministry of Finance will focus on strengthening internal management, that is, further strengthening financial management, reducing financial costs, controlling production costs, implementing comprehensive budget management, making reasonable arrangements, reducing unnecessary or urgently needed expenditures, making annual production and expenditures budgeted and planned, and making effective and reasonable use of enterprise funds. At the same time, for the expenses of government departments and stations, a scientific budget should be implemented, which should be used once and included in the year-end assessment of each unit, so as to effectively control the unreasonable expenses of various expenses.
1, business entertainment management. In 20xx, the principle of administrative responsibility, trade union participation, supervision by the Commission for Discipline Inspection, all-in use, no compensation for overspending, and saving public funds is still adopted to manage business entertainment expenses. Strictly implement the "meal voucher system".
2. Travel expenses management. Strictly standardize the procedures for reimbursement of travel expenses and the time limit for repayment of employee loans, and adhere to the Notice on Strengthening the Management of Travel Expenses and Employee Loans. Adhere to the principle that the same person does the same thing, and put an end to false reports, long-term non-repayment of loans, and misappropriation of company funds.
;